Compare Bank & Credit Union Rates
Best auto loan rates in Cheyenne, WY
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–6 of 6 in Cheyenne, WY · median 5.12% APR
- 4.49%APRas low as · up to 15.49%
4.49% APR, up to 15.49%
Terms
May qualify for a 0.50% APR relationship discount with an active checking account, active credit card, or automatic loan payments. Your credit rating, collateral value, and loan term are used to determine your final rate. The longest term does not always qualify for the lowest rate.
Auto loan score 88 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - Meridian Trust Federal Credit UnionNew and Used Auto Loans - Cars and Trucks · up to 96 months
Credit union · 3 branches
4.74%APRas low aswith conditionsThis rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Vehicles 2025-2026. Assumes credit score 750+ and includes 0.25% automatic payment discount (4.99% without discount). Loan terms up to 96 months.
Auto loan score 83 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - Blue Federal Credit UnionHybrid and Electric Vehicle (EV) Loans · up to 84 months
Credit union · 4 branches
4.99%APRas low asTerms
Rates as low as 4.99% APR. Includes 0.50% rate discount available on qualifying electric or hybrid vehicles (will not be below rate floor). Financing up to 84 months. Rates specific to ZIP 82001.
Auto loan score 73 · Carrot Score 62
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low as
Terms
Rates 'as low as' dependent on creditworthiness, LTV, Auto Pay, and/or SmartPoints discounts. Example: $10,000 at 3.15% APR for 36 months is $291.48/mo. Repayment terms 24 to 84 months.
Auto loan score 79 · Carrot Score 76
Rate checked · Auto loans rates on its site
Rates and branches - 5.35%APRas low as
Terms
Vehicle Year: 2023 and Newer. Rate as low as 5.35% APR.
Auto loan score 76 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Cheyenne, WY
6 banks and credit unions · checked Oct 3–22
- Typical
- 5.12%
- Top 10% up to
- 4.62%
- Banks, typical
- 6.24%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Cheyenne, WY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Education Federal Credit UnionCredit union · 1 branch