Compare Bank & Credit Union Rates
Best auto loan rates in Oak Ridge, TN
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–7 of 7 in Oak Ridge, TN · median 5.99% APR
- 5.45%APRas low as
Terms
Advertised offer applies only to vehicles with less than 100K miles. The estimated monthly payment is $14.35 per $1,000 borrowed for 84 months at 5.45% APR. Loan rate based on credit score, term, and loan amount. Loans currently financed with Enrichment FCU are not eligible.
Auto loan score 75 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
Model years (2020-2026). Payment example per $1,000-Maximum Term is $18.00.
Auto loan score 73 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - 5.64%APRas low as
Terms
Advertised as-low-as APR assumes excellent borrower credit history and is specific to VA. Advertised rate does not include additional BofA Rewards interest rate discount of 0.10% to 0.50%. Rate guaranteed for 30 days from application approval.
Auto loan score 66 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
Fixed APR as low as 5.99%. Rates based on creditworthiness.
Auto loan score 66 · Carrot Score 72
Rate checked · Auto loans rates on its site
Rates and branches - Knoxville Teachers Federal Credit UnionNew Car Variable Loan · up to 72 months
Credit union · 1 branch
6.00%APRas low aswith conditionsThis rate needs autopay and a checking account, direct deposit or relationship with the lender.
Auto loan score 64 · Carrot Score 61
Rate checked · Auto loans rates on its site
Rates and branches - 6.14%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Lowest rates based on Credit Union's Qualified Loan Program. Rate is determined by credit qualifications, amount financed, collateral, and loan terms. A 0.25% APR discount is available with auto-debit or direct deposit to an ORNL FCU account.
Auto loan score 65 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Oak Ridge, TN
7 banks and credit unions · checked Oct 15–22
- Typical
- 5.99%
- Top 10% up to
- 5.47%
- Banks, typical
- 5.94%
- Credit unions, typical
- 5.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Knoxville, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 15 branches
- Enrichment Federal Credit UnionCredit union · 8 branches
- Knoxville Law Enforcement Federal Credit UnionCredit union · 1 branch