Compare Bank & Credit Union Rates
Best auto loan rates in New Bedford, MA
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–11 of 11 in New Bedford, MA · median 5.64% APR
- 4.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Up to 100% loan-to-value. Rates reflect credit score of 700+ with automatic payment from checking. $5 Regular Savings required.
Auto loan score 83 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Rates as low as 4.99% APR for terms up to 63 months.
Auto loan score 83 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Estimated monthly payment of $19.75 per $1,000. Includes single life and VSI insurance.
Auto loan score 81 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as
Terms
Financing for vehicles less than 9 years old. Payment per thousand is $18.88.
Auto loan score 82 · Carrot Score 66
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as · up to 6.00%
5.00% APR, up to 6.00%
Terms
Credit grades Platinum (720+) to E (< 619); Max LTV 60% to 100%; minimum APR requires Platinum/A credit (720+ or 719-680) and max 100% LTV. Example: 60 month term at 5.00% APR will have an estimated monthly payment of $18.92 per $1,000.
Auto loan score 82 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - 5.64%APRas low as
Terms
Advertised as-low-as APR assumes excellent borrower credit history and is specific to VA. Advertised rate does not include additional BofA Rewards interest rate discount of 0.10% to 0.50%. Rate guaranteed for 30 days from application approval.
Auto loan score 66 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 5.75%APRas low as · up to 11.95%
5.75% APR, up to 11.95%
Terms
Credit score 600 - 730+; Maximum advance 85% - 125%; Maximum amount $22,000 - $60,000; Debt to income 35% - 45%; Deduct .25% from interest rate if payment is automatically deducted from checking account
Auto loan score 68 · Carrot Score 64
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 6.50%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Includes 0.25% auto-pay discount with Mechanics Cooperative Bank checking account. Fixed monthly payment of $19.57 per $1,000 for 60 months.
Auto loan score 62 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 7.75%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
New vehicles (2024 - 2025 models) with 5% down payment. Monthly payment is $20.16 per $1,000 borrowed. Rate reflects a 0.25% reduction for automatic loan payment deduction from a BankFive checking account. Relationship Checking customers qualify for an additional 0.25% rate reduction (total 0.50% reduction).
Auto loan score 61 · Carrot Score 78
Rate checked · Auto loans rates on its site
Rates and branches - 7.75%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
New Only (2025-2026 model years); 5% down payment required; 7.75% with autopay from BayCoast checking/savings; otherwise 0.25% higher; purchase or refinance only.
Auto loan score 61 · Carrot Score 63
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in New Bedford, MA
11 banks and credit unions · checked Oct 15–22
- Typical
- 5.64%
- Top 10% up to
- 4.99%
- Banks, typical
- 6.50%
- Credit unions, typical
- 5.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches