Compare Bank & Credit Union Rates
Best auto loan rates in Mason City, IA
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–5 of 5 in Cerro Gordo County, IA · median 5.49% APR
- 4.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
As low as rate based on Beacon Score of 740+ with automatic electronic payment and minimum $5,000 of new money.
Auto loan score 78 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
Model Year 2024 to 2026. Call for term. Actual rates may be higher based on credit worthiness.
Auto loan score 77 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches - North Iowa Community Credit UnionNew/Program Vehicles - 750+ Beacon Score · up to 60 months
Credit union · 2 branches
5.49%APRas low asTerms
Rates as low as 5.49% APR for 60 Months. Assumes 750+ Beacon score.
Auto loan score 69 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 5.53%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Model Year: 2026 to 2027. APR based on a loan amount of $20,000.00. APRs quoted include a discount of 0.250% APR when enrolled in automatic loan payments from a qualifying deposit account.
Auto loan score 68 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 5.74%APRas low as
Terms
Model year 2023-2026. Rate as low as with approved credit.
Auto loan score 69
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Cerro Gordo County, IA
5 banks and credit unions · checked Oct 16
- Typical
- 5.49%
- Top 10% up to
- 5.09%
- Banks, typical
- 5.53%
- Credit unions, typical
- 5.37%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch