Credit union · NCUA insured
Gas & Electric Employees Credit Union
A $4.4M credit union headquartered in Mason City, IA, with 365 members and 1 branch in Iowa. Best rates: CDs 3.80% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: rates are not published online. Credit cards: no rates found on its website.
- CDs—3.80%CD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Gas & Electric Employees Credit Union
Founded in 1932, Gas & Electric Employees Credit Union is headquartered in Mason City, Iowa.
The credit union operates under an Iowa state charter, offering financial solutions tailored to residents of Iowa.
- Headquarters
- 1602 S Monroe Ave, Mason City, IA 50401
- NCUA charter
- 65040
Branches
1 branch in Iowa
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Iowa
1 branch
- Gas & electric Employees Credit UnionMain office1602 S Monroe Ave, Mason City, IA 50401Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 48.08% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 4.11% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.99% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $94 | $59 | — |
- CapitalNet worth ratio48.08%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late4.11%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.99%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$94Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Gas & Electric Employees Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.