Skip to content

Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

Location
Rank in

Top-rated in California

Showing 176–187 of 187 scored for Credit cards

  1. Bay Federal Credit UnionPurchase 15.49%

    Credit union · 8 branches

    62Credit card score#176 in California
  2. First California Federal Credit UnionPurchase 15.49%

    Credit union · 1 branch

    62Credit card score#176 in California
  3. Bank of StocktonPurchase 16.00%

    Bank · 21 branches

    61Credit card score#178 in California
  4. Skyla Credit UnionPurchase 16.15%

    Credit union · 1 branch

    61Credit card score#179 in California
  5. WaFd BankPurchase 16.74%

    Bank · 10 branches

    61Credit card score#180 in California
  6. TruGrocer Federal Credit UnionPurchase 16.90%

    Credit union · 1 branch

    61Credit card score#181 in California
  7. Wells FargoPurchase 17.74%

    Bank · 761 branches

    60Credit card score#182 in California
  8. ChasePurchase 18.49%

    Bank · 856 branches

    60Credit card score#183 in California
  9. City National BankPurchase 18.75%

    Bank · 51 branches

    60Credit card score#184 in California
  10. Southland Credit UnionPurchase 18.74%

    Credit union · 10 branches

    60Credit card score#184 in California
  11. CitiPurchase 18.99%

    Bank · 271 branches

    60Credit card score#186 in California
  12. BMOPurchase 19.49%

    Bank · 225 branches

    60Credit card score#187 in California

Ranked by Credit card score: how each institution’s credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 237 of the 424 institutions with a branch in California have too few rates published or captured to score. Rankings are a preview, not awards.