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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Charlotte, NC-SC metro

Showing 26–38 of 38 scored

  1. United Federal Credit UnionCDs 87 · Savings 76

    Credit union · 1 branch

    75Carrot Score#26 in Charlotte, NC-SC metro
  2. Honeywell Philadelphia Division FCUCDs 64 · Savings 66 · Auto 69 · Cards 82

    Credit union · 1 branch

    69Carrot Score#27 in Charlotte, NC-SC metro
  3. United BankCDs 87 · Savings 65

    Bank · 7 branches

    68Carrot Score#28 in Charlotte, NC-SC metro
  4. First Citizens BankCDs 78 · Savings 64 · Auto 63 · Cards 65

    Bank · 34 branches

    66Carrot Score#29 in Charlotte, NC-SC metro
  5. Charlotte Fire Department CUCDs 72 · Savings 71

    Credit union · 1 branch

    65Carrot Score#30 in Charlotte, NC-SC metro
  6. Bank of AmericaCDs 74 · Savings 60 · Auto 66

    Bank · 47 branches

    65Carrot Score#31 in Charlotte, NC-SC metro
  7. Wells FargoCDs 81 · Savings 60 · Cards 60

    Bank · 63 branches

    64Carrot Score#32 in Charlotte, NC-SC metro
  8. U.S. BankCDs 65 · Savings 75

    Bank · 7 branches

    64Carrot Score#33 in Charlotte, NC-SC metro
  9. Uwharrie BankSavings 77 · Cards 63

    Bank · 4 branches

    62Carrot Score#34 in Charlotte, NC-SC metro
  10. First Horizon BankCDs 60 · Savings 71

    Bank · 13 branches

    61Carrot Score#35 in Charlotte, NC-SC metro
  11. First National BankCDs 62 · Savings 60 · Cards 61

    Bank · 17 branches

    60Carrot Score#36 in Charlotte, NC-SC metro
  12. ChaseCDs 60 · Savings 60 · Auto 64 · Cards 60

    Bank · 30 branches

    60Carrot Score#37 in Charlotte, NC-SC metro
  13. Truist BankSavings 60 · Cards 61

    Bank · 64 branches

    60Carrot Score#38 in Charlotte, NC-SC metro

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 36 of the 74 institutions with a branch in Charlotte, NC-SC metro have too few rates published or captured to score. Rankings are a preview, not awards.