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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Santa Cruz, CA metro

Showing 1–7 of 7 scored for Savings

  1. Santa Cruz Community Credit Union$1,000 1.76% · $10,000 2.02% · $100,000 1.26%

    Credit union · 3 branches

    89Savings score#1 in Santa Cruz, CA metro
  2. Bay Federal Credit Union$1,000 3.04% · $10,000 0.75% · $100,000 2.02%

    Credit union · 6 branches

    84Savings score#2 in Santa Cruz, CA metro
  3. BMO$1,000 0.01% · $10,000 0.30% · $100,000 1.70%

    Bank · 2 branches

    77Savings score#3 in Santa Cruz, CA metro
  4. U.S. Bank$1,000 0.01% · $10,000 0.01% · $100,000 3.40%

    Bank · 5 branches

    75Savings score#4 in Santa Cruz, CA metro
  5. Bank of America$1,000 0.04% · $10,000 0.04% · $100,000 0.04%

    Bank · 5 branches

    60Savings score#5 in Santa Cruz, CA metro
  6. Wells Fargo$1,000 0.01% · $10,000 0.01% · $100,000 0.01%

    Bank · 6 branches

    60Savings score#6 in Santa Cruz, CA metro
  7. Chase$1,000 0.01% · $10,000 0.01% · $100,000 0.01%

    Bank · 5 branches

    60Savings score#7 in Santa Cruz, CA metro

Ranked by Savings score: how each institution’s savings and money market rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 5 of the 12 institutions with a branch in Santa Cruz, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.