Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Santa Cruz, CA metro
Showing 1–7 of 7 scored for CDs
- 81CD score#1 in Santa Cruz, CA metro
- Bay Federal Credit Union3–8 mo 3.05% · 9–15 mo 3.30% · 16–30 mo 3.41% · 31–60 mo 3.82%
Credit union · 6 branches
80CD score#2 in Santa Cruz, CA metro - 74CD score#3 in Santa Cruz, CA metro
- 66CD score#4 in Santa Cruz, CA metro
- 65CD score#5 in Santa Cruz, CA metro
- Santa Cruz Community Credit Union3–8 mo 2.80% · 9–15 mo 2.94% · 16–30 mo 2.69% · 31–60 mo —
Credit union · 3 branches
65CD score#6 in Santa Cruz, CA metro - 60CD score#7 in Santa Cruz, CA metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 5 of the 12 institutions with a branch in Santa Cruz, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.