Credit union · NCUA insured
Wyrope Williamsport FCU Auto Loan Rates
Top CarrotWyrope Williamsport FCU auto loans start at 4.00% APR for a new vehicle and 4.00% for a used one. Rates checked October 16, 2026.
How Wyrope Williamsport FCU’s auto loan rates compare
Compared with banks and credit unions near Williamsport, PA, where Wyrope Williamsport FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Wyrope Williamsport FCU
4.00%APR
- Terms
- up to 60 months
- Discount
- None included
Automobile
2nd-lowest rate
West Branch Valley Federal Credit Union
4.24%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
3rd-lowest rate
Montoursville Area Federal Credit Union
4.50%APR
- Terms
- up to 60 months
- Discount
- None included
Wyrope Williamsport FCU auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew4.00%
- Used vehicleUsed4.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Wyrope Williamsport FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Automobile
Rates and payment may change based on credit score. Current Promotion: FLAT-RATE AUTO LOAN SPECIAL UNTIL 10/31/2026. Maximum Loan to Value (LTV) based upon credit score, age of vehicle, and mileage and is based upon MSRP/NADA Retail pricing.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 3.00% | Maximum Age of Vehicle: N/A; Maximum Mileage: N/A; Maximum Loan to Value (LTV): 100% *; Payment per $1,000 Borrowed: $42.99**; FLAT-RATE AUTO LOAN SPECIAL UNTIL 10/31/2026 |
| up to 36 months | 3.00% | Maximum Age of Vehicle: 10 Years; Maximum Mileage: N/A; Maximum Loan to Value (LTV): 100% *; Payment per $1,000 Borrowed: $29.09**; FLAT-RATE AUTO LOAN SPECIAL UNTIL 10/31/2026 |
| up to 48 months | 3.00% | Maximum Age of Vehicle: 10 Years; Maximum Mileage: 100,000; Maximum Loan to Value (LTV): 125% *; Payment per $1,000 Borrowed: $22.14**; FLAT-RATE AUTO LOAN SPECIAL UNTIL 10/31/2026 |
| up to 60 months | 4.00% | Maximum Age of Vehicle: 10 Years; Maximum Mileage: 150,000; Maximum Loan to Value (LTV): 125% *; Payment per $1,000 Borrowed: $18.42 **; FLAT-RATE AUTO LOAN SPECIAL UNTIL 10/31/2026 |
| up to 72 months | 5.00% | Maximum Age of Vehicle: 5 Years; Maximum Mileage: 50,000; Maximum Loan to Value (LTV): 125% *; Payment per $1,000 Borrowed: $16.11**; FLAT-RATE AUTO LOAN SPECIAL UNTIL 10/31/2026 |
| up to 84 months | 5.00% | Maximum Age of Vehicle: 2 Years; Maximum Mileage: 20,000; Maximum Loan to Value (LTV): 110% *; Payment per $1,000 Borrowed: $14.14**; FLAT-RATE AUTO LOAN SPECIAL UNTIL 10/31/2026 |
Motorcycle Loan
Rates and payment may change based on credit score. Current Promotion: N/A.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Maximum Age: N/A; Minimum Loan Amount: N/A; Payment per $1,000 Borrowed: $29.97**; Rates and payment may change based on credit score |
| up to 60 months | 4.99% | Maximum Age: 10 years; Minimum Loan Amount: N/A; Payment per $1,000 Borrowed: $18.87**; Rates and payment may change based on credit score |
| up to 72 months | 4.99% | Maximum Age: 2 years; Minimum Loan Amount: $25,000; Payment per $1,000 Borrowed: $16.11**; Rates and payment may change based on credit score |
Sources (1)
- wyrope.org/about/rates · captured Oct 16, 2026
Who can join Wyrope Williamsport FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, or attend school in Lycoming County, as well as businesses and other legal entities located in Lycoming County, are eligible to join.
Family and household
- Anyone related by blood or marriage to an existing member is eligible to join.
Membership information collected October 5, 2026.