Credit union · NCUA insured
Montoursville Area Federal Credit Union Auto Loan Rates
Montoursville Area Federal Credit Union auto loans start at 4.50% APR for a new vehicle and 5.25% for a used one. Rates checked October 16, 2026.
How Montoursville Area Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Williamsport, PA, where Montoursville Area Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Montoursville Area Federal Credit Union
4.50%APR
- Terms
- up to 60 months
- Discount
- None included
New 2026
Lowest rate
Wyrope Williamsport FCU
4.00%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
West Branch Valley Federal Credit Union
4.24%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
Montoursville Area Federal Credit Union auto loan score
86
Auto loan score
Higher than 73% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Montoursville Area Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
2016 and Older
Rates as low as stated depending on credit score. Rates subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.00% | Rate as low as stated depending on credit score. Requires loan amount over $15,000.00. |
| up to 48 months | 7.00% | Rate as low as stated depending on credit score. |
Sources (1)
- montoursvilleareafcu.com/rates.html · captured Oct 7, 2026
New 2026
Rates as low as stated depending on credit score. Rates subject to change without notice. Used add 0.50%.
| Terms | APR | Conditions |
|---|---|---|
| up to 120 months | 5.75% | Rate as low as stated depending on credit score. Requires loan amount over $20,000.00. |
| up to 108 months | 5.50% | Rate as low as stated depending on credit score. Requires loan amount over $20,000.00. |
| up to 96 months | 5.25% | Rate as low as stated depending on credit score. Requires loan amount over $20,000.00. |
| up to 84 months | 5.00% | Rate as low as stated depending on credit score. |
| up to 72 months | 4.75% | Rate as low as stated depending on credit score. |
| up to 60 months | 4.50% | Rate as low as stated depending on credit score. |
| up to 48 months | 4.25% | Rate as low as stated depending on credit score. |
| up to 36 months | 4.00% | Rate as low as stated depending on credit score. |
Sources (1)
- montoursvilleareafcu.com/rates.html · captured Oct 7, 2026
Used 2017-2020
Rates as low as stated depending on credit score. Rates subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.00% | Rate as low as stated depending on credit score. |
| up to 60 months | 5.75% | Rate as low as stated depending on credit score. |
| up to 48 months | 5.50% | Rate as low as stated depending on credit score. |
| up to 36 months | 5.25% | Rate as low as stated depending on credit score. |
Sources (1)
- montoursvilleareafcu.com/rates.html · captured Oct 7, 2026
Used 2021-2025
Rates as low as stated depending on credit score. Rates subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.75% | Rate as low as stated depending on credit score. |
| up to 72 months | 5.50% | Rate as low as stated depending on credit score. |
| up to 60 months | 5.25% | Rate as low as stated depending on credit score. |
| up to 48 months | 5.00% | Rate as low as stated depending on credit score. |
| up to 36 months | 4.75% | Rate as low as stated depending on credit score. |
Sources (1)
- montoursvilleareafcu.com/rates.html · captured Oct 7, 2026
Who can join Montoursville Area Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.