Credit union · Privately insured
Wiremen's Credit Union Auto Loan Rates
Wiremen's Credit Union auto loans start at 4.99% APR for a new vehicle and 5.49% for a used one. Rates checked October 16, 2026.
How Wiremen's Credit Union’s auto loan rates compare
Compared with banks and credit unions near Cleveland, OH, where Wiremen's Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Wiremen's Credit Union
4.99%APR
- Terms
- up to 84 months
- Up to
- —
New Vehicle
Lowest rate
Steel Valley Federal Credit Union
3.99%APR
- Terms
- —
- Up to
- 10.99% APR
2nd-lowest rate
Lakeview Federal Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
Wiremen's Credit Union auto loan score
80
Auto loan score
Higher than 52% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Wiremen's Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle
No application fee or prepayment penalty. Current paystub required (or bank statement showing income deposits if retired). Same required for co-signers. Recording fee applies when credit union records lien on title.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.99% | Rate is as low as. |
Sources (3)
- wiremenscu.com/credit-union-loans.aspx
- wiremenscu.com/loan-rates.aspx
- wiremenscu.com/credit-union-auto-loans.aspx
All captured Oct 7, 2026
Used Vehicle
No application fee or prepayment penalty. Current paystub required (or bank statement showing income deposits if retired). Same required for co-signers. Recording fee applies when credit union records lien on title.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.49% | Vehicle age 1–3 years old. Rate is as low as. |
| up to 72 months | 5.49% | Vehicle age 4–5 years old. Rate is as low as. |
| up to 60 months | 5.49% | Vehicle age 6–7 years old. Rate is as low as. |
| up to 48 months | 5.49% | Vehicle age 8-plus years. Rate is as low as. |
Sources (3)
- wiremenscu.com/credit-union-loans.aspx
- wiremenscu.com/loan-rates.aspx
- wiremenscu.com/credit-union-auto-loans.aspx
All captured Oct 7, 2026
Who can join Wiremen's Credit Union
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