Credit union · NCUA insured
Winthrop Area Federal Credit Union Credit Card Rates
Winthrop Area Federal Credit Union credit cards start at 11.50% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Winthrop Area Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Augusta, ME, where Winthrop Area Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Winthrop Area Federal Credit Union
11.50%APR
Visa Credit Card
Lowest rate
Gardiner Federal Credit Union
9.90%APR
2nd-lowest rate
Maine State Credit Union
9.90%APR
Winthrop Area Federal Credit Union credit card score
75
Credit card score
Higher than 40% of U.S. banks and credit unions
- Purchase APRPurchase APR11.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Winthrop Area Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.50% | None | 11.50% Fixed APR on purchases and cash advances; 25 Day Grace Period; Manage online 24/7 thru eZCardInfo.com. |
Sources (1)
- winthropcreditunion.org/loans-rates/visa-credit-cards · captured Oct 22, 2026
Who can join Winthrop Area Federal Credit Union
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