Credit union · NCUA insured
Winthrop Area Federal Credit Union Auto Loan Rates
Winthrop Area Federal Credit Union auto loans start at 5.00% APR for a new vehicle and 5.00% for a used one. Rates checked October 22, 2026.
How Winthrop Area Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Augusta, ME, where Winthrop Area Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Winthrop Area Federal Credit Union
5.00%APR
- Terms
- —
Auto Loans
Lowest rate
Trademark Federal Credit Union
4.09%APR
- Terms
- —
2nd-lowest rate
University Credit Union
4.24%APR
- Terms
- 37–60 months
Winthrop Area Federal Credit Union auto loan score
82
Auto loan score
Higher than 57% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Winthrop Area Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Refinance of vehicle loan from another financial institution. Requires at least 3 months with current employer and proof of income (two most current paystubs or two years of tax returns if self-employed). Rates based on borrower's credit score.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.00% | Refinance vehicle loan from another financial institution; requires at least 3 months at current employer; rate based on borrower credit score. |
Sources (3)
- winthropcreditunion.org
- winthropcreditunion.org/loans-rates/consumer-loans
- winthropcreditunion.org/docume…hicleInformation_001.pdf
All captured Oct 22, 2026
Who can join Winthrop Area Federal Credit Union
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