Credit union · NCUA insured
WinSouth Credit Union Credit Card Rates
Top CarrotWinSouth Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How WinSouth Credit Union’s credit card rates compare
Compared with banks and credit unions near Birmingham, AL, where WinSouth Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
WinSouth Credit Union
9.90%APR
- Up to
- 13.50% APR
Visa Classic
Lowest rate
AmFirst
7.80%APR
- Up to
- —
2nd-lowest rate
AOD Federal Credit Union
8.49%APR
- Up to
- 16.99% APR
WinSouth Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where WinSouth Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90%–13.50% | None | Payment: 3% of balance |
Sources (1)
- winsouthcu.com/loans/personal-loans/auto-loan.html · captured Oct 7, 2026
Who can join WinSouth Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.