Bank · FDIC insured
Windsor Federal Bank Savings Rates
Windsor Federal Bank’s best savings rate is 0.25% APY on $10,000, with its Relationship Money Market Account. Rates checked October 22, 2026.
How Windsor Federal Bank’s savings rates compare
Compared with banks and credit unions near Hartford, CT, where Windsor Federal Bank has the most branches. $10,000, best rate first.
This bank’s best
Windsor Federal Bank
0.25%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $25
Relationship Money Market Account
Top rate
Franklin Trust Federal Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Nutmeg State Financial Credit Union
4.00%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Windsor Federal Bank savings score
73
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0002.02%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Windsor Federal Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Relationship Money Market Account
0.25%APY
Interest accrued daily, compounded monthly, and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $25,000 | 0.25% | $25 |
| $25,000 – $1,000,000 | 2.02% | — |
| $1,000,000 – $1,000,000,000 | 2.53% | — |
Sources (1)
- windsorfederal.com/resources/rates · captured Oct 4, 2026
Money Market Account
0.10%APY
Earn interest and avoid fees with a monthly balance of $2,500. Can be used as overdraft protection for personal checking. Interest accrued daily, compounded monthly, and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.05% | — |
| $2,500 – $10,000 | 0.05% | — |
| $10,000 – $50,000 | 0.10% | $10 |
| $50,000 – $100,000 | 0.20% | — |
| $100,000 – $250,000 | 0.30% | — |
| $250,000 – $500,000 | 0.50% | — |
| $500,000 – $1,000,000 | 0.60% | — |
| $1,000,000 and up | 0.75% | — |
Sources (2)
All captured Oct 4, 2026
Statement Savings
0.05%APY
Earn interest and avoid monthly service fee with a monthly balance of $100. Interest is accrued daily, compounded monthly and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upEarn interest and avoid fees with a monthly balance of $100. Monthly service fee of $2 waived with $100 monthly balance.$100 and up | 0.05% | $5 | Earn interest and avoid fees with a monthly balance of $100. Monthly service fee of $2 waived with $100 monthly balance. |
Sources (3)
- windsorfederal.com/for-you/savings
- windsorfederal.com/for-you/savings/statement-savings
- windsorfederal.com/resources/rates
All captured Oct 22, 2026
Special-purpose accounts
Student Savings
0.74%APY on $10,000
For students ages 13-24. No minimum balance required, no monthly service charge. Electronic statements required. Automatically graduates to Statement Savings upon 25th birthday. $25 opening bonus deposit available for new accounts with $10 minimum opening deposit. Interest is accrued daily, compounded monthly and credited monthly.
| Part of the balance | Rate on that part |
|---|---|
| Up to $1,000 | 5.00% |
| Over $1,000 | 0.25% |
On $10,000 the tiers blend to about 0.74% APY, earning $74 a year.
Sources (3)
- windsorfederal.com/for-you/savings
- windsorfederal.com/for-you/savings/student-savings
- windsorfederal.com/resources/rates
All captured Oct 22, 2026
Holiday Savings Club
0.05%APY
Interest is posted to the account annually. We use the daily computation method to calculate interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum to earn APY is n/a. Interest is posted to the account annually.Any balance | 0.05% | $5 | Minimum to earn APY is n/a. Interest is posted to the account annually. |
Sources (1)
- windsorfederal.com/resources/rates · captured Oct 22, 2026
Health Savings Account (HSA)
0.00%APY on $10,000
Tax-advantaged HSA for covering medical expenses on a high-deductible health plan (HDHP). Interest-bearing. Rate may change after account opening.
| Part of the balance | Rate on that part |
|---|---|
| Up to $2,499 | 0.02% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (3)
- windsorfederal.com/for-you/savings
- windsorfederal.com/for-you/sav…s/health-savings-account
- windsorfederal.com/resources/rates
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.