Credit union · NCUA insured
Wheelhouse Credit Union Credit Card Rates
Top CarrotWheelhouse Credit Union credit cards start at 12.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Wheelhouse Credit Union’s credit card rates compare
Compared with banks and credit unions near San Diego, CA, where Wheelhouse Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Wheelhouse Credit Union
12.99%APR
- Up to
- 24.99% APR
Visa® Platinum Credit Card
Lowest rate
Certified Federal Credit Union
8.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Frontwave Credit Union
9.50%APR
- Up to
- —
Wheelhouse Credit Union credit card score
67
Credit card score
Higher than 18% of U.S. banks and credit unions
- Purchase APRPurchase APR12.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Wheelhouse Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Platinum Credit Card
Membership required. All loans subject to credit approval. Credit limits up to $20,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99%–24.99% | None | Variable APR based on Prime Rate and creditworthiness. Applies to purchases, balance transfers, and cash advances. |
Sources (3)
- wheelhousecu.com/credit-cards
- wheelhousecu.com/current-interest-rates
- wheelhousecu.com/visa-disclosure
All captured Oct 7, 2026
Visa® Platinum Rewards Credit Card
Membership required. All loans subject to credit approval. Credit limits up to $20,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.75%–25.75% | None | Variable APR based on Prime Rate and creditworthiness. Applies to purchases, balance transfers, and cash advances. |
Sources (3)
- wheelhousecu.com/credit-cards
- wheelhousecu.com/current-interest-rates
- wheelhousecu.com/visa-disclosure
All captured Oct 7, 2026
Who can join Wheelhouse Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.