Credit union · NCUA insured
Westside Community Federal Credit Union Savings Rates
Westside Community Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Share Account. Rates checked October 16, 2026.
How Westside Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Rochester, NY, where Westside Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Westside Community Federal Credit Union
0.15%APY
- Requires
- None
- Minimum
- $0.01
- Earns on $10,000 a year
- $15
Share Account
Top rate
Family First Federal Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Westside Community Federal Credit Union savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Westside Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Account
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000,000 | 0.15% | $15 |
Sources (1)
- wscfcu.com/rates · captured Sep 17, 2026
Who can join Westside Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons within the communities of Chili, Churchville, Ogden, Riga, and Sweden are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step and adoptive relationships) or household members living in the same residence maintaining a single economic unit of eligible persons are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
- Persons retired as pensioners or annuitants from eligible employment are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Cost to join
- A minimum (savings) share deposit of $5.00 is required to become a member.
Membership information collected October 5, 2026.