Credit union · NCUA insured
Westside Community Federal Credit Union
A $25.3M credit union headquartered in Churchville, NY, with 1,849 members and 1 branch in New York. Best rates: savings 0.15% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no accounts of this kind found on its website. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- Savings670.15%at $1,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Westside Community Federal Credit Union
Westside Community Federal Credit Union is a member-owned financial institution headquartered in Churchville, New York, serving the communities of Chili, Churchville, Ogden, Riga, and Sweden.
The credit union was formerly known as the Churchville-Chili Central School Employees Federal Credit Union.
- Headquarters
- 125 E Buffalo St, Churchville, NY 14428-9704
- NCUA charter
- 15324
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons within the communities of Chili, Churchville, Ogden, Riga, and Sweden are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step and adoptive relationships) or household members living in the same residence maintaining a single economic unit of eligible persons are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
- Persons retired as pensioners or annuitants from eligible employment are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Cost to join
- A minimum (savings) share deposit of $5.00 is required to become a member.
Branches
1 branch in New York
Loading map…
New York
1 branch
- Westside Community FCUMain office125 E Buffalo St, Churchville, NY 14428Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.97% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.56% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $58 | $59 | — |
- CapitalNet worth ratio10.97%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.56%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$58Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Westside Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.