Credit union · NCUA insured
Westmoreland FCU Auto Loan Rates
Westmoreland FCU auto loans start at 4.49% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Westmoreland FCU’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Westmoreland FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Westmoreland FCU
4.49%APR
- Terms
- up to 60 months
- Discount
- None included
Vehicle Loan
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Discount
- Included in the rate
Westmoreland FCU auto loan score
88
Auto loan score
Higher than 82% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Westmoreland FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loan
We do not finance S- salvage title or R- Reconstructed titles. We finance 100% of MSRP on new vehicles. Used vehicle maximum loan amount based on 100% of current NADA clean retail, excluding taxes, etc.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.74% | Used Vehicles (2016-2017) |
| up to 60 months | 5.49% | Used Vehicles (2018-2020) |
| up to 60 months | 5.25% | Used Vehicles (2021-2024) |
| up to 60 months | 4.99% | Used Vehicles (2025-2026) |
| up to 72 months | 6.00% | Used Vehicles (72 months)($25,000 or more) can not be more than 10 years old |
| up to 36 months | 4.49% | New Vehicles (36 months) |
| up to 48 months | 4.49% | New Vehicles (48 months) |
| up to 60 months | 4.49% | New Vehicles (60 months) |
| up to 72 months | 5.00% | New Vehicles (72 months)($25,000 or more) |
Sources (1)
- wwcu.org/loan-rates · captured Oct 7, 2026
Who can join Westmoreland FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or members of participating select employer and organization groups are eligible for membership.
Family and household
- Immediate family members and household members of eligible employees/members of participating groups are eligible for membership.
Membership information collected October 5, 2026.