Credit union · NCUA insured
Westmark Credit Union Auto Loan Rates
Top CarrotWestmark Credit Union auto loans start at 5.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 22, 2026.
How Westmark Credit Union’s auto loan rates compare
Compared with banks and credit unions near Idaho Falls, ID, where Westmark Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Westmark Credit Union
5.99%APR
- Terms
- —
- Up to
- —
Auto Loans
Lowest rate
Members Preferred Credit Union
4.99%APR
- Terms
- up to 60 months
- Up to
- 25.25% APR
2nd-lowest rate
Connections CU
5.24%APR
- Terms
- up to 60 months
- Up to
- —
Westmark Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Westmark Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Membership is required. Rates shown are the lowest/best rates available and assume excellent credit; actual rates may vary based on credit history, loan amount, term, and underwriting criteria. Members may earn up to a 0.50% APR discount. No prepayment penalty.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.99% | Model year 2022 & newer. |
| — | 6.44% | Model years 2019 – 2021. |
| — | 8.04% | Model years 2016 – 2018. |
| — | 9.54% | Model year 2015 & older. |
Who can join Westmark Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Eligibility is open to those employed by or retired from most employers located in one of Westmark's 34 counties throughout Idaho.
- Eligibility is open to those who work for or are retired from one of Westmark's several hundred member firms, employer groups, or associations.
Family and household
- Eligibility is open to blood relatives of a current Westmark Credit Union member.
Cost to join
- Opening and maintaining membership requires opening a Primary Savings Account with a minimum deposit of $5.00 maintained at all times.
Membership information collected October 4, 2026.