Bank · FDIC insured
Westfield Bank Auto Loan Rates
Westfield Bank auto loans start at 7.25% APR for a new vehicle. Rates checked October 15, 2026.
How Westfield Bank’s auto loan rates compare
Compared with banks and credit unions near Springfield, MA, where Westfield Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Westfield Bank
7.25%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Auto Loans
Lowest rate
MASSMUTUAL
4.49%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
BrightBridge Credit Union
4.99%APR
- Terms
- 49–66 months
- Discount
- None included
Westfield Bank auto loan score
60
Auto loan score
Higher than 2% of U.S. banks and credit unions
- New vehicleNew7.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Westfield Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Subject to individuals residing or working in Western or Central Massachusetts, or Northern or Central Connecticut. Rate includes a 0.250% discount with automatic payment withdrawal from a new or existing Westfield Bank checking account opened prior to settlement.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.25% | New vehicles (model year 2026). Financing up to 100% of purchase price for loan amounts up to $50,000, 90% for $50,001–$70,000, and 80% for $70,001 or more. Rate reflects 0.250% interest rate discount with automatic payment from a Westfield Bank checking account. |
| up to 48 months | 7.25% | New vehicles (model year 2026). Financing up to 100% of purchase price for loan amounts up to $50,000, 90% for $50,001–$70,000, and 80% for $70,001 or more. Rate reflects 0.250% interest rate discount with automatic payment from a Westfield Bank checking account. |
| up to 36 months | 7.25% | New vehicles (model year 2026). Financing up to 100% of purchase price for loan amounts up to $50,000, 90% for $50,001–$70,000, and 80% for $70,001 or more. Rate reflects 0.250% interest rate discount with automatic payment from a Westfield Bank checking account. |
Sources (2)
All captured Oct 15, 2026
Opening an account
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