Bank · FDIC insured
Westfield Bank
A $2.7B bank headquartered in Westfield, MA, with 25 branches in 2 states.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Westfield Bank
Founded in 1853, Westfield Bank has its corporate offices and main branch in Westfield, Massachusetts.
The bank operates 25 branches across western Massachusetts and northern Connecticut, and merged with Chicopee Savings Bank in 2016.
A public company with an appointed board chairperson, Westfield Bank is an SBA Preferred Lender.
- Headquarters
- 141 Elm St, Westfield, MA 01085
- FDIC certificate
- 90300 ↗
Branches
25 branches in 2 states
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Massachusetts
21 branches
Springfield area · 18
- Westfield BankMain office141 Elm St, Westfield, MA 01085Directions
- Agawam Branch655 Main St, Agawam, MA 01001Directions
- Burnett Road Branch241 Burnett Rd, Chicopee, MA 01020Directions
- Chicopee Branch Office70 Center St, Chicopee, MA 01013Directions
- East Street Branch569 East St, Chicopee, MA 01020Directions
- Memorial Drive Branch599 Memorial Dr, Chicopee, MA 01020Directions
- East Longmeadow Branch382 N Main St, East Longmeadow, MA 01028Directions
- Feeding Hills Branch241 S Westfield St, Feeding Hills, MA 01030Directions
- Northampton Street Branch1650 Northampton St, Holyoke, MA 01040Directions
- Ludlow Branch477 Center St, Ludlow, MA 01056Directions
- College Highway Branch462 College Hwy, Southwick, MA 01077Directions
- Liberty Street1342 Liberty St, Springfield, MA 01104Directions
- Main Street Branch1500 Main Street, Springfield, MA 01103Directions
- West Springfield Branch39 Morgan Rd, West Springfield, MA 01089Directions
- West Springfield Branch206 Park St, West Springfield, MA 01089Directions
- Drive-Up Facility26 Arnold St, Westfield, MA 01085Directions
- Southampton Road Branch300 Southampton Rd, Westfield, MA 01085Directions
- Westfield Branch560 E Main St, Westfield, MA 01085Directions
Amherst Town area · 3
- Huntington Branch14 Russell Rd, Huntington, MA 01050Directions
- South Hadley Branch32 Willimansett St, South Hadley, MA 01075Directions
- Ware Branch350 Palmer Rd, Ware, MA 01082Directions
Connecticut
4 branches
- Bloomfield Branch377 Cottage Grove Rd, Bloomfield, CT 06002Directions
- Enfield Ct Branch47 Palomba Dr, Enfield, CT 06082Directions
- Granby Branch10 Hartford Ave, Granby, CT 06035Directions
- West Hartford Branch977 Farmington Ave, West Hartford, CT 06107Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.37% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.35% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.73% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $91 | $88 | — |
- CapitalLeverage ratio9.37%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.35%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.73%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$91Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Westfield Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.