Credit union · NCUA insured
West Virginia Central Federal Credit Union Auto Loan Rates
Top CarrotWest Virginia Central Federal Credit Union auto loans start at 4.50% APR for a new vehicle and 4.50% for a used one. Rates checked October 22, 2026.
How West Virginia Central Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Parkersburg, WV, where West Virginia Central Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
West Virginia Central Federal Credit Union
4.50%APR
- Terms
- up to 60 months
Vehicle Loans
2nd-lowest rate
Union Trades Federal Credit Union
4.50%APR
- Terms
- —
3rd-lowest rate
Mountain Heritage Federal Credit Union
5.50%APR
- Terms
- —
West Virginia Central Federal Credit Union auto loan score
89
Auto loan score
Higher than 86% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where West Virginia Central Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycles / ATVs Loans
All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. Terms and conditions apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.75% | Rates may vary based upon individual credit worthiness. Terms and conditions apply. |
| up to 48 months | 5.00% | Rates may vary based upon individual credit worthiness. Terms and conditions apply. |
| up to 60 months | 5.50% | Rates may vary based upon individual credit worthiness. Terms and conditions apply. |
| up to 66 months | 5.75% | Rates may vary based upon individual credit worthiness. Terms and conditions apply. |
Sources (1)
- wvccu.org/Rates/Loan-Rates · captured Oct 4, 2026
Vehicle Loans
All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. Terms and conditions apply. Rate discounts are also available.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.75% | Rates may vary based upon individual credit worthiness. |
| up to 48 months | 4.00% | Rates may vary based upon individual credit worthiness. |
| up to 60 months | 4.50% | Rates may vary based upon individual credit worthiness. |
| up to 66 months | 4.75% | Rates may vary based upon individual credit worthiness. |
| up to 72 months | 5.00% | Rates may vary based upon individual credit worthiness. |
| up to 84 months | 5.60% | Rates may vary based upon individual credit worthiness. |
Sources (1)
- wvccu.org/Rates/Loan-Rates · captured Oct 4, 2026
Who can join West Virginia Central Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.