Bank · FDIC insured
West Texas National Bank
A $2.9B bank headquartered in Midland, TX, with 13 branches in Texas.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About West Texas National Bank
West Texas National Bank traces its roots to 1904 as First National Bank in Alpine, taking its modern shape in 1983 through bank acquisitions that united under a single name in 2001.
The institution is a family-owned community bank with a branch network spanning the heart of West Texas.
- Headquarters
- 6 Desta Dr, Midland, TX 79705
- FDIC certificate
- 22957 ↗
Branches
13 branches in Texas
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Texas
13 branches
Midland area · 3
- West Texas National BankMain office6 Desta Dr, Midland, TX 79705Directions
- Marienfeld Branch300 N Marienfeld St, Midland, TX 79701Directions
- Wadley Branch5401 W Wadley Ave, Midland, TX 79707Directions
Alpine area · 1
- Alpine Branch101 E Avenue E, Alpine, TX 79830Directions
Crane area · 1
- Crane Branch720 S Gaston St, Crane, TX 79731Directions
Denver City area · 1
- Denver City Branch810 E Broadway St, Denver City, TX 79323Directions
Kermit area · 1
- Kermit Branch101 S East Ave, Kermit, TX 79745Directions
Lubbock area · 1
- Lubbock Branch6502 Slide Rd, Lubbock, TX 79424Directions
Odessa area · 1
- Odessa Branch6010 E Highway 191, Odessa, TX 79762Directions
Town of Pecos area · 1
- Pecos Branch112 E 6th St, Pecos, TX 79772Directions
Plainview area · 1
- Plainview Branch3320 - 3322 Olton Road, Plainview, TX 79072Directions
Seminole area · 1
- Seminole Branch200 Se Avenue B, Seminole, TX 79360Directions
Terlingua area · 1
- The Quicksilver Branch53610 Texas 118, Terlingua, TX 79852Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.52% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.67% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.59% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $59 | $88 | — |
- CapitalLeverage ratio10.52%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.67%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.59%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$59Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of West Texas National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.