Credit union · NCUA insured
WES Credit Union Auto Loan Rates
WES Credit Union auto loans start at 4.74% APR for a new vehicle and 5.24% for a used one. Rates checked October 16, 2026.
How WES Credit Union’s auto loan rates compare
Compared with banks and credit unions near Cleveland, OH, where WES Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
WES Credit Union
4.74%APR
- Terms
- —
- Up to
- —
New Auto & Truck
Lowest rate
Steel Valley Federal Credit Union
3.99%APR
- Terms
- —
- Up to
- 10.99% APR
2nd-lowest rate
Lakeview Federal Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
WES Credit Union auto loan score
85
Auto loan score
Higher than 70% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where WES Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto & Truck
Rates based on credit score. Maximum Finance Term based on amount of loan.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.74% | As low as APR; rates based on credit score. |
Sources (1)
- wescreditunion.com/rates-loan · captured Oct 7, 2026
Used Auto & Truck
Rates based on credit score. Maximum Finance Term based on amount of loan.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.24% | As low as APR; rates based on credit score. |
Sources (1)
- wescreditunion.com/rates-loan · captured Oct 7, 2026
Who can join WES Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of WES Credit Union are eligible for membership.
Military, government and schools
- Employees of the Willoughby-Eastlake libraries are eligible for membership.
- Active and retired employees of the Willoughby-Eastlake Schools are eligible for membership.
Family and household
- Immediate family members (parents, spouses, children, siblings, grandchildren) and household members residing with an eligible member/employee are eligible for membership.
- Surviving spouses of eligible employees are eligible for membership, regardless of whether the employee was a member.
Other ways
- Membership is open to groups of persons who share a common bond of association pursuant to Section 1733.05 Ohio Revised Code.
Cost to join
- Membership requires completing an application and a minimum deposit of $5.00 in a share (savings) account.
Membership information collected October 5, 2026.