Credit union · NCUA insured
WEOKIE Federal Credit Union Auto Loan Rates
Top CarrotWEOKIE Federal Credit Union auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 15, 2026.
How WEOKIE Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Oklahoma City, OK, where WEOKIE Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
WEOKIE Federal Credit Union
5.24%APR
- Terms
- 37–60 months
- Up to
- 12.99% APR
- Discount
- None included
Auto Rates and Terms (2023 & Newer Models)
Lowest rate
Credit Union One of Oklahoma
4.24%APR
- Terms
- 49–60 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
Oklahoma's Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
WEOKIE Federal Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where WEOKIE Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Rates and Terms (2016 to 2018)
Includes cars, trucks, SUVs, vans, Commercial Use vehicles, and Super Duty/Heavy Duty trucks. 2016 to 2018 Models. Eligible Classic Cars: +0.50 percentage points over applicable standard rates. Amount financed over $150,000: +0.50 percentage points over applicable standard rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.99%–14.49% | 2016 - 2018 Models. Payment example: A $10,000 loan financed for 48 months at 5.99% APR would have a monthly payment of $234.81. |
| 49–60 months | 6.24%–15.49% | 2016 - 2018 Models. |
Sources (1)
- weokie.org/loans/rates · captured Oct 5, 2026
Auto Rates and Terms (2019 - 2022 Models)
Includes cars, trucks, SUVs, vans, Commercial Use vehicles, and Super Duty/Heavy Duty trucks. 2019 - 2022 Models. Amount financed over $150,000: +0.50 percentage points over applicable standard rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.99%–12.49% | 2019 - 2022 Models. |
| 37–60 months | 5.24%–13.49% | 2019 - 2022 Models. |
| 61–72 months | 5.49%–14.49% | 2019 - 2022 Models. |
| 73–84 months | 5.99%–16.49% | 2019 - 2022 Models. |
Sources (1)
- weokie.org/loans/rates · captured Oct 5, 2026
Auto Rates and Terms (2023 & Newer Models)
Includes cars, trucks, SUVs, vans, Commercial Use vehicles, and Super Duty/Heavy Duty trucks. 2023 & Newer Models. Amount financed over $150,000: +0.50 percentage points over applicable standard rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.99%–11.99% | 2023 & Newer Models. Payment example: A $10,000 loan financed for 36 months at 3.99% APR would have a monthly payment of $294.25. |
| 37–60 months | 5.24%–12.99% | 2023 & Newer Models. |
| 61–72 months | 5.49%–13.99% | 2023 & Newer Models. |
| 73–84 months | 5.74%–15.99% | 2023 & Newer Models. |
| 85–96 months | 6.24%–8.99% | 2023 & Newer Models. |
Sources (1)
- weokie.org/loans/rates · captured Oct 5, 2026
Motorcycle Rates and Terms (2016 to 2018)
2016 to 2018 Models.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 7.99%–15.49% | 2016 - 2018 Models. Payment example: A $10,000 loan financed for 48 months at 7.99% APR would have a monthly payment of $244.36. |
| 49–60 months | 8.49%–16.49% | 2016 - 2018 Models. |
Sources (1)
- weokie.org/loans/rates · captured Oct 5, 2026
Motorcycle Rates and Terms (2019 & Newer)
2019 & Newer Models (separate schedules for 2023 & Newer Models and 2019-2022 Models).
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.99%–13.99% | 2023 & Newer Models. Payment example: A $10,000 loan financed for 48 months at 6.99% APR would have a monthly payment of $239.46. |
| 61–72 months | 6.49%–9.99% | 2023 & Newer Models. |
| up to 60 months | 6.99%–14.99% | 2019-2022 Models. Payment example: A $10,000 loan financed for 48 months at 6.99% APR would have a monthly payment of $239.46. |
| 61–72 months | 7.49%–10.49% | 2019-2022 Models. |
Sources (1)
- weokie.org/loans/rates · captured Oct 5, 2026
Smart Path Auto Loans
Financing for credit scores below 600. Vehicle must be purchased through First Rate Autos. Up to 100% financing available. Terms up to 84 months. Participants charged a $250 documentation fee and a $425 GPS device and installation fee.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 12.99% | For credit scores below 600. Vehicle must be purchased through First Rate Autos. Includes $250 documentation fee and $425 GPS device and installation fee. Payments deferred up to 60 days. |
Sources (1)
- weokie.org/loans/vehicle/auto · captured Oct 5, 2026
Who can join WEOKIE Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or regularly conduct business in Canadian, Cleveland, Grady, Lincoln, Logan, McClain, Oklahoma, or Pottawatomie County are eligible for membership.
Employers and groups
- Employees of WEOKIE Federal Credit Union are eligible for membership.
Family and household
- Immediate relatives of a current WEOKIE member—including spouses, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, stepsiblings, or qualifying adoptive relatives—are eligible for membership.
- Surviving spouses of individuals who qualified for membership are eligible to join.
Other ways
- Community volunteers are eligible for membership.
Cost to join
- Membership requires opening a Membership Savings Account with a $5 opening deposit.
Membership information collected October 4, 2026.