Bank · FDIC insured
Wells Fargo
A $1.9T bank, the 4th largest of 4,207, headquartered in Sioux Falls, SD, with 4,107 branches in 37 states. Best rates: savings 0.01% APY.
Wells Fargo Carrot Score
64
Carrot Score
Higher than 11% of U.S. banks and credit unions
#114 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Wells Fargo
Wells Fargo was founded by Henry Wells and William Fargo in 1852.
- Headquarters
- 3201 N 4th Ave, Sioux Falls, SD 57104
- FDIC certificate
- 3511 ↗
Branches
4,107 branches in 37 states
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California
761 branchesFlorida
453 branchesTexas
448 branchesNorth Carolina
198 branchesNew Jersey
195 branchesGeorgia
179 branchesVirginia
174 branchesPennsylvania
166 branchesArizona
152 branchesMinnesota
120 branchesColorado
115 branchesWashington
112 branchesSouth Carolina
95 branchesNew York
87 branchesNevada
86 branchesOregon
73 branchesAlabama
71 branchesUtah
70 branchesMaryland
69 branchesNew Mexico
53 branchesConnecticut
47 branchesIdaho
44 branchesIowa
39 branchesAlaska
35 branchesNebraska
30 branchesWisconsin
30 branchesSouth Dakota
29 branchesIllinois
24 branchesTennessee
23 branchesDistrict of Columbia
22 branchesMontana
21 branches
Billings area · 4
- Billings Downtown Branch175 N 27th St, Billings, MT 59101Directions
- Billings Grand Branch3039 Grand Ave, Billings, MT 59102Directions
- Billings Heights Branch1325 Main St, Billings, MT 59105Directions
- Billings Homestead Park Branch2235 Grant Rd, Billings, MT 59102Directions
Bozeman area · 2
- Bozeman Branch211 W Main St, Bozeman, MT 59715Directions
- Bozeman Smith Center Branch1735 Oak St, Bozeman, MT 59715Directions
Great Falls area · 2
- Great Falls East Branch2215 10th Ave S, Great Falls, MT 59405Directions
- Great Falls West Branch1400 3rd St Nw, Great Falls, MT 59404Directions
Helena area · 2
- Helena Downtown Branch350 N Last Chance Gulch, Helena, MT 59601Directions
- Helena East Branch2950 Prospect Ave, Helena, MT 59601Directions
Kalispell area · 2
- Kalispell Downtown Branch215 2nd Ave E, Kalispell, MT 59901Directions
- Kalispell North Branch2350 Us Highway 93 N, Kalispell, MT 59901Directions
Missoula area · 2
- Missoula South Branch1800 S Russell St, Missoula, MT 59801Directions
- Reserve & Union Pacific Branch3553 Union Pacific St, Missoula, MT 59808Directions
Butte area · 1
- Butte South Branch3650 Harrison Ave, Butte, MT 59701Directions
Glasgow area · 1
- Glasgow Branch623 2nd Ave S, Glasgow, MT 59230Directions
Havre area · 1
- Harve Branch135 3rd Ave, Havre, MT 59501Directions
Lewistown area · 1
- Lewistown Branch404 W Broadway St, Lewistown, MT 59457Directions
Livingston area · 1
- Livingston Branch323 W Park St, Livingston, MT 59047Directions
Sidney area · 1
- Sidney Branch101 2nd Ave Sw, Sidney, MT 59270Directions
Valier area · 1
- Valier Branch502 Montana St, Valier, MT 59486Directions
Wyoming
16 branchesDelaware
14 branchesNorth Dakota
12 branchesMississippi
9 branchesKansas
7 branchesArkansas
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.02% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.04% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.38% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $64 | $85 | — |
- CapitalLeverage ratio8.02%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.04%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.38%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$64Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Wells Fargo are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.