Bank · FDIC insured
Wayne County Bank CD Rates
Wayne County Bank’s best CD rate is 2.99% APY on a 6-month CD. Terms run from 3 months to 1 year. Rates checked October 15, 2026.
How Wayne County Bank’s CD rates compare
Compared with banks and credit unions near Lawrenceburg, TN, where Wayne County Bank has the most branches. $10,000, best rate first.
This bank’s best
Wayne County Bank
2.48%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $248
Interest Monthly Certificate of Deposit (CD)
Top rate
Employee Resources Credit Union
4.42%APY
- Term
- 6 months
- Minimum
- $5,000
- Earns on $10,000
- $219
3rd-highest rate
First Horizon Bank
0.10%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $5
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Jumbo Interest Monthly CD
2.99%APY · 2 terms
Interest will be compounded monthly and credited to account monthly. Minimum opening deposit $100,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsInterest compounded monthly and credited monthly | 2.99% | — |
| 12 monthsInterest compounded monthly and credited monthly | 2.99% | — |
Sources (1)
- waynecountybank.com/_/kcms-doc…sit-Combo-Disclosure.pdf · captured Oct 15, 2026
Jumbo CD
2.95%APY · 3 terms
Interest will not be compounded and will be credited at maturity. Minimum opening deposit $100,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest credited at maturity; not compounded | 2.95% | — |
| 6 monthsInterest credited at maturity; not compounded | 2.95% | — |
| 12 monthsInterest credited at maturity; not compounded | 2.95% | — |
Sources (1)
- waynecountybank.com/_/kcms-doc…sit-Combo-Disclosure.pdf · captured Oct 15, 2026
Interest Monthly Certificate of Deposit (CD)
Up to 2.48%APY · 2 terms
Interest will be compounded monthly and credited to account monthly. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsInterest compounded monthly and credited monthly | 2.22% | $111 |
| 12 monthsInterest compounded monthly and credited monthly | 2.48% | $248 |
Sources (1)
- waynecountybank.com/_/kcms-doc…sit-Combo-Disclosure.pdf · captured Oct 15, 2026
Certificates of Deposit (CD)
Up to 2.45%APY · 3 terms
Interest will not be compounded and will be credited at maturity. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest credited at maturity; not compounded | 2.05% | $51 |
| 6 monthsInterest credited at maturity; not compounded | 2.20% | $109 |
| 12 monthsInterest credited at maturity; not compounded | 2.45% | $245 |
Sources (1)
- waynecountybank.com/_/kcms-doc…sit-Combo-Disclosure.pdf · captured Oct 15, 2026
Special-purpose accounts
12 Month IRA
3.55%APY · 1 term
Interest will be compounded daily and credited quarterly. Minimum opening deposit $100.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsInterest compounded daily and credited quarterly | 3.55% | $355 |
Sources (1)
- waynecountybank.com/_/kcms-doc…sit-Combo-Disclosure.pdf · captured Oct 15, 2026
Inherited IRA (12 Months)
3.55%APY · 1 term
Interest will be compounded daily and credited quarterly. Minimum opening deposit $100.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsInterest compounded daily and credited quarterly | 3.55% | $355 |
Sources (1)
- waynecountybank.com/_/kcms-doc…sit-Combo-Disclosure.pdf · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.