Credit union · NCUA insured
Watertown Postal Federal Credit Union Auto Loan Rates
Watertown Postal Federal Credit Union auto loan rates start at 5.00% APR. Rates checked October 16, 2026.
How Watertown Postal Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions in New York, where Watertown Postal Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Watertown Postal Federal Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
SUNY Fredonia Federal Credit Union
1.90%APR
- Terms
- 12–60 months
2nd-lowest rate
Westchester Schools FCU
2.90%APR
- Terms
- up to 72 months
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle Loans
Charter is limited to Postal Workers and their families and organizations of such persons. Loan rate subject to credit score, debt ratio, and as always, subject to change.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.00%–14.50% | Loan Rate subject to credit score, debt ratio, and as always, subject to change. Stated under general Vehicle Loans rate range. |
Sources (2)
All captured Oct 7, 2026
New Vehicle Loans
Charter is limited to Postal Workers and their families and organizations of such persons. Loan rate subject to credit score, debt ratio, and as always, subject to change.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.00%–14.50% | Loan Rate subject to credit score, debt ratio, and as always, subject to change. |
Sources (2)
All captured Oct 7, 2026
Used Vehicle Loans
Charter is limited to Postal Workers and their families and organizations of such persons. Loan rate subject to credit score, debt ratio, and as always, subject to change.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.00%–14.50% | Loan Rate subject to credit score, debt ratio, and as always, subject to change. |
Sources (2)
All captured Oct 7, 2026
Who can join Watertown Postal Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to Postal Workers.
Family and household
- Membership is open to families of Postal Workers.
Other ways
- Membership is open to organizations of Postal Workers and their families.
Membership information collected October 5, 2026.