Bank · FDIC insured
Walden Savings Bank CD Rates
A $1B bank headquartered in Montgomery, NY, with 11 branches in New York.
How Walden Savings Bank’s CD rates compare
Compared with banks and credit unions near Kiryas Joel, NY, where Walden Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Walden Savings Bank
3.75%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $343
Certificate of Deposit
Top rate
Rhinebeck Bank
4.40%APY
- Term
- 24 months
- Minimum
- $2,000
- Earns on $10,000
- $899
2nd-highest rate
International Bank of Chicago
4.35%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $435
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Certificate of Deposit
Up to 3.75%APY · 11 terms
Fixed interest rate for the term. Automatic renewal at maturity unless otherwise directed. Early withdrawal penalty applies (3 to 12 months of interest based on term). All CD savings accounts are also offered as Individual Retirement Accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownEarly withdrawal penalty is 3 months of interest. Minimum daily balance to obtain APY is $1,000.00. Term is 91 days | 0.50% | $0 |
| 5 monthsEarly withdrawal penalty is 3 months of interest. Minimum daily balance to earn stated APY is $1,000.00. All interest and principal must be left on deposit for the full term to obtain stated APY. Limited time special offer | 3.35% | $138 |
| 6 monthsEarly withdrawal penalty is 3 months of interest. Minimum daily balance to obtain APY is $1,000.00 | 0.70% | $35 |
| 11 monthsEarly withdrawal penalty is 3 months of interest. Minimum daily balance to earn stated APY is $1,000.00. All interest and principal must be left on deposit for the full term to obtain stated APY. Limited time special offer | 3.75% | $343 |
| 12 monthsEarly withdrawal penalty is 3 months of interest. Minimum daily balance to obtain APY is $1,000.00 | 1.90% | $190 |
| 18 monthsEarly withdrawal penalty is 6 months of interest. Minimum daily balance to obtain APY is $1,000.00 | 2.00% | $301 |
| 24 monthsEarly withdrawal penalty is 6 months of interest. Minimum daily balance to obtain APY is $1,000.00 | 1.90% | $384 |
| 30 monthsEarly withdrawal penalty is 6 months of interest. Minimum daily balance to obtain APY is $1,000.00 | 1.60% | $405 |
| 36 monthsEarly withdrawal penalty is 12 months of interest. Minimum daily balance to obtain APY is $1,000.00 | 1.65% | $503 |
| 48 monthsEarly withdrawal penalty is 12 months of interest. Minimum daily balance to obtain APY is $1,000.00 | 1.70% | $698 |
| 60 monthsEarly withdrawal penalty is 12 months of interest. Minimum daily balance to obtain APY is $1,000.00 | 1.75% | $906 |
Sources (3)
- waldensavings.bank/personal-banking/high-yield-cds
- waldensavings.bank/personal-ba…ng/savings-club-accounts
- waldensavings.bank/rates/deposit-rates
All captured Sep 26, 2026
IRA Certificate of Deposit
Up to 3.75%APY · 11 terms
All CD savings accounts are offered as Individual Retirement Accounts. Fixed interest rate for the term. Automatic renewal at maturity unless otherwise directed. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownEarly withdrawal penalty is 3 months of interest. Minimum daily balance to obtain APY is $1,000.00. Term is 91 days | 0.50% | $0 |
| 5 monthsEarly withdrawal penalty is 3 months of interest. Minimum daily balance to earn stated APY is $1,000.00. All interest and principal must be left on deposit for the full term to obtain stated APY. Limited time special offer | 3.35% | $138 |
| 6 monthsEarly withdrawal penalty is 3 months of interest. Minimum daily balance to obtain APY is $1,000.00 | 0.70% | $35 |
| 11 monthsEarly withdrawal penalty is 3 months of interest. Minimum daily balance to earn stated APY is $1,000.00. All interest and principal must be left on deposit for the full term to obtain stated APY. Limited time special offer | 3.75% | $343 |
| 12 monthsEarly withdrawal penalty is 3 months of interest. Minimum daily balance to obtain APY is $1,000.00 | 1.90% | $190 |
| 18 monthsEarly withdrawal penalty is 6 months of interest. Minimum daily balance to obtain APY is $1,000.00 | 2.00% | $301 |
| 24 monthsEarly withdrawal penalty is 6 months of interest. Minimum daily balance to obtain APY is $1,000.00 | 1.90% | $384 |
| 30 monthsEarly withdrawal penalty is 6 months of interest. Minimum daily balance to obtain APY is $1,000.00 | 1.60% | $405 |
| 36 monthsEarly withdrawal penalty is 12 months of interest. Minimum daily balance to obtain APY is $1,000.00 | 1.65% | $503 |
| 48 monthsEarly withdrawal penalty is 12 months of interest. Minimum daily balance to obtain APY is $1,000.00 | 1.70% | $698 |
| 60 monthsEarly withdrawal penalty is 12 months of interest. Minimum daily balance to obtain APY is $1,000.00 | 1.75% | $906 |
Sources (3)
- waldensavings.bank/personal-banking/high-yield-cds
- waldensavings.bank/personal-ba…ng/savings-club-accounts
- waldensavings.bank/rates/deposit-rates
All captured Sep 26, 2026
Opening an account
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