Bank · FDIC insured
Walden Savings Bank Auto Loan Rates
Walden Savings Bank auto loans start at 6.50% APR for a new vehicle and 7.00% for a used one. Rates checked October 16, 2026.
How Walden Savings Bank’s auto loan rates compare
Compared with banks and credit unions near Kiryas Joel, NY, where Walden Savings Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Walden Savings Bank
6.50%APR
- Terms
- 36–84 months
New Auto
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
Walden Savings Bank auto loan score
62
Auto loan score
Higher than 6% of U.S. banks and credit unions
- New vehicleNew6.50%
- Used vehicleUsed7.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Walden Savings Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Refinance
Model year less than 7 years old from current model year. Walden Savings Bank will only refinance Auto Loans from another lending institution and not existing Walden Savings Bank Auto Loans. Eligible collateral: Cars, SUVs, Trucks and Vans. Available for borrowers residing within New York State counties of Orange, Ulster, Sullivan and Dutchess, 18 years of age or older.
| Terms | APR | Conditions |
|---|---|---|
| 36–84 months | 7.49% | As low as rate. Terms available: 36, 48, 60, 72, 84 months. |
Sources (2)
All captured Oct 7, 2026
New Auto
Current model year or previous model year that has never been titled. Up to 115% of Dealer Invoice, including taxes, tag, title, warranty, GAP insurance, etc. Eligible collateral: Cars, SUVs, Trucks and Vans. Available for borrowers residing within New York State counties of Orange, Ulster, Sullivan and Dutchess, 18 years of age or older.
| Terms | APR | Conditions |
|---|---|---|
| 36–84 months | 6.50% | As low as rate. Terms available: 36, 48, 60, 72, 84 months. Minimum loan amount of $2,500. |
Sources (2)
All captured Oct 7, 2026
Used Auto
Model year less than 7 years old from current model year. 115% of NADA Clean Trade-In or Bill of Sale (whichever is lower) from Dealer; 100% of NADA Clean Trade-In or Bill of Sale (whichever is lower) from Private Party. Eligible collateral: Cars, SUVs, Trucks and Vans. Available for borrowers residing within New York State counties of Orange, Ulster, Sullivan and Dutchess, 18 years of age or older.
| Terms | APR | Conditions |
|---|---|---|
| 36–84 months | 7.00% | As low as rate. Terms available: 36, 48, 60, 72, 84 months. |
Sources (2)
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.