Credit union · NCUA insured
Wakefern Federal Credit Union Auto Loan Rates
Wakefern Federal Credit Union auto loans start at 4.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.
How Wakefern Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near New York, NY-NJ, where Wakefern Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Wakefern Federal Credit Union
4.49%APR
- Terms
- up to 60 months
- Discount
- None included
New Car Loans
Lowest rate
Westchester Schools FCU
2.90%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Wakefern Federal Credit Union auto loan score
86
Auto loan score
Higher than 75% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Wakefern Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car Loans
Financing based on NADA Values and/or Vehicle Sales Price.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.49% | Rates as low as. |
| up to 48 months | 3.99% | Rates as low as. |
| up to 60 months | 4.49% | Rates as low as. |
| up to 72 months | 4.99% | Rates as low as. |
| — | 4.99% | Rates as low as. Minimum loan amount $30,000. |
Sources (1)
- wakefernfcu.org/rates.html · captured Oct 7, 2026
Used Car Loans
Financing based on NADA Values and/or Vehicle Sales Price.
| Terms | APR | Conditions |
|---|---|---|
| 24–36 months | 4.49% | Rate as low as. |
| up to 48 months | 4.99% | Rate as low as. |
| up to 60 months | 5.49% | Rate as low as. |
| up to 72 months | 5.99% | Rate as low as. |
| — | 5.99% | Rate as low as. Minimum loan amount $30,000. |
Sources (1)
- wakefernfcu.org/rates.html · captured Oct 7, 2026
Who can join Wakefern Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to employees and associates of Wakefern Food Corporation, its wholly-owned subsidiaries Food Haulers, Inc. and National Transport Services Company, all PriceRite stores, and participating ShopRite stores.
Cost to join
- Opening an account requires an initial deposit of $5.00.
- Membership application includes a $1.00 fee.
Membership information collected October 5, 2026.