Bank · FDIC insured
Wahoo State Bank Savings Rates
Wahoo State Bank’s best savings rate is 0.30% APY on $10,000, with its Regular Savings Account. Rates checked October 22, 2026.
How Wahoo State Bank’s savings rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Wahoo State Bank has the most branches. $10,000, best rate first.
This bank’s best
Wahoo State Bank
0.30%APY
- Minimum
- $5
- Earns on $10,000 a year
- $30
Regular Savings Account
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Cornhusker Bank
3.46%APY
- Minimum
- $100
- Earns on $10,000 a year
- $346
Wahoo State Bank savings score
74
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wahoo State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Regular Savings Account
0.30%APY
Variable rate account. Three free debits per month ($0.50 per debit after 3). No service charges. No minimum balance required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest earned on average daily balance and credited quarterly. Variable rate account; rate and APY may change after opening. Fees could reduce earnings.Any balance | 0.30% | $30 | Interest earned on average daily balance and credited quarterly. Variable rate account; rate and APY may change after opening. Fees could reduce earnings. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Passbook Savings Account
1.81%APY
Variable rate account. Fees could reduce earnings on the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate account; rates and APY may change after opening. Fees could reduce earnings on the account.Any balance | 1.81% | $181 | Variable rate account; rates and APY may change after opening. Fees could reduce earnings on the account. |
Sources (1)
- wahoostatebank.com/personal/rates-and-fees · captured Sep 18, 2026
Penny Paw-tners Savings
0.30%APY
For children 12 and younger. Three free debits per month ($0.50 per debit after 3). No service charges.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest earned on average daily balances and credited quarterly. Variable rate account; rates may change after opening. Opening deposit stated as $1.00 on rate sheet and $5.00 on informational pages.Any balance | 0.30% | $30 | Interest earned on average daily balances and credited quarterly. Variable rate account; rates may change after opening. Opening deposit stated as $1.00 on rate sheet and $5.00 on informational pages. |
Sources (3)
- wahoostatebank.com/personal/penny-paw-tners
- wahoostatebank.com/personal/rates-and-fees
- wahoostatebank.com/personal/savings
All captured Sep 18, 2026
Health Savings Account
0.05%APY
No fees or per check charges. Interest credited monthly on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Variable rate account; rate and APY may change after opening. Fees could reduce earnings. | 0.05% | — | Variable rate account; rate and APY may change after opening. Fees could reduce earnings. |
| $5,000 – $10,000Variable rate account; rate and APY may change after opening. Fees could reduce earnings. | 0.05% | — | Variable rate account; rate and APY may change after opening. Fees could reduce earnings. |
| $10,000 – $50,000Variable rate account; rate and APY may change after opening. Fees could reduce earnings. | 0.05% | $5 | Variable rate account; rate and APY may change after opening. Fees could reduce earnings. |
| $50,000 – $100,000Variable rate account; rate and APY may change after opening. Fees could reduce earnings. | 0.05% | — | Variable rate account; rate and APY may change after opening. Fees could reduce earnings. |
| $100,000 and upVariable rate account; rate and APY may change after opening. Fees could reduce earnings. | 0.10% | — | Variable rate account; rate and APY may change after opening. Fees could reduce earnings. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.