Bank · FDIC insured
Wahoo State Bank CD Rates
Wahoo State Bank’s best CD rate is 4.00% APY on a 15-month CD. Terms run from 1 month to 5 years. Rates checked October 22, 2026.
How Wahoo State Bank’s CD rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Wahoo State Bank has the most branches. $10,000, best rate first.
This bank’s best
Wahoo State Bank
4.00%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $502
Certificates of Deposit
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
Wahoo State Bank CD score
81
CD score
Higher than 57% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo2.00%
- 31–60 months31–60 mo2.32%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wahoo State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.00%APY · 12 terms
Fixed interest rate compounded quarterly. Terms range from 30 days to 5 years. Minimum deposit of $500.00. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthA penalty may be imposed for early withdrawal. Interest compounded quarterly | 0.05% | $0 |
| 3 monthsA penalty may be imposed for early withdrawal. Interest compounded quarterly | 1.00% | $25 |
| 6 monthsA penalty may be imposed for early withdrawal. Interest compounded quarterly | 2.00% | $100 |
| 8 monthsSpecial CD. A penalty may be imposed for early withdrawal. Interest compounded quarterly | 3.85% | $255 |
| 12 monthsA penalty may be imposed for early withdrawal. Interest compounded quarterly | 3.04% | $304 |
| 15 monthsSpecial CD. A penalty may be imposed for early withdrawal. Interest compounded quarterly | 4.00% | $502 |
| 18 monthsA penalty may be imposed for early withdrawal. Interest compounded quarterly | 1.61% | $242 |
| 24 monthsA penalty may be imposed for early withdrawal. Interest compounded quarterly | 2.00% | $404 |
| 30 monthsA penalty may be imposed for early withdrawal. Interest compounded quarterly | 2.00% | $508 |
| 36 monthsA penalty may be imposed for early withdrawal. Interest compounded quarterly | 2.25% | $690 |
| 48 monthsA penalty may be imposed for early withdrawal. Interest compounded quarterly | 2.12% | $875 |
| 60 monthsA penalty may be imposed for early withdrawal. Interest compounded quarterly | 2.32% | $1,215 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Building Block Certificates of Deposit
3.04%APY
For children and teenagers from birth to 18th birthday. Matures on child's 18th birthday. 2 signatures required to redeem (child and adult). Variable interest rate compounded quarterly. Minimum initial deposit of $50.00, minimum additional deposit of $10.00, no limit on additional deposits. Flex Term Range 1-6570 days. A penalty may be imposed for early withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Variable interest rate compounded quarterly. Minimum initial deposit $50.00, minimum additional deposit $10.00. Flex Term Range 1-6570 days (matures on child's 18th birthday). 2 signatures required to redeem (child and adult). A penalty may be imposed for early withdrawal. | 1.76% | — | Variable interest rate compounded quarterly. Minimum initial deposit $50.00, minimum additional deposit $10.00. Flex Term Range 1-6570 days (matures on child's 18th birthday). 2 signatures required to redeem (child and adult). A penalty may be imposed for early withdrawal. |
| $1,000 – $10,000Variable interest rate compounded quarterly. Minimum initial deposit $50.00, minimum additional deposit $10.00. Flex Term Range 1-6570 days (matures on child's 18th birthday). 2 signatures required to redeem (child and adult). A penalty may be imposed for early withdrawal. | 2.02% | — | Variable interest rate compounded quarterly. Minimum initial deposit $50.00, minimum additional deposit $10.00. Flex Term Range 1-6570 days (matures on child's 18th birthday). 2 signatures required to redeem (child and adult). A penalty may be imposed for early withdrawal. |
| $10,000 and upVariable interest rate compounded quarterly. Minimum initial deposit $50.00, minimum additional deposit $10.00. Flex Term Range 1-6570 days (matures on child's 18th birthday). 2 signatures required to redeem (child and adult). A penalty may be imposed for early withdrawal. | 3.04% | $304 | Variable interest rate compounded quarterly. Minimum initial deposit $50.00, minimum additional deposit $10.00. Flex Term Range 1-6570 days (matures on child's 18th birthday). 2 signatures required to redeem (child and adult). A penalty may be imposed for early withdrawal. |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.