Bank · FDIC insured
WaFd Bank
A $27.6B bank, the 79th largest of 4,207, headquartered in Seattle, WA, with 210 branches in 9 states. Best rates: CDs 4.10% and savings 3.82% APY.
WaFd Bank Carrot Score
83
Carrot Score
Higher than 61% of U.S. banks and credit unions
#18 of 62 in Seattle, WA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About WaFd Bank
Founded in 1917 as Ballard Savings and Loan Association in a community north of Seattle, Washington, WaFd Bank is headquartered in Seattle, Washington.
The bank is owned by its parent company, WaFd, Inc.
WaFd Bank operates more than 200 branches across nine western states: Arizona, California, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, and Washington.
The bank provides personal, business, and commercial banking services, and is an SBA Preferred lender.
- Headquarters
- 425 Pike St, Seattle, WA 98101
- FDIC certificate
- 28088 ↗
Branches
210 branches in 9 states
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Washington
75 branches
Seattle area · 38
- WaFd BankMain office425 Pike St, Seattle, WA 98101Directions
- Auburn Branch206 A St Se, Auburn, WA 98002Directions
- Bellevue Branch200 108th Ave Ne, Bellevue, WA 98004Directions
- Bellevue West Branch10001 Ne 8th St, Bellevue, WA 98004Directions
- Bellevue/Redmond Branch14801 Ne Bel Red Rd, Bellevue, WA 98007Directions
- Crossroads Branch15635 Ne 8th St, Bellevue, WA 98008Directions
- Eastgate Branch3762 150th Ave Se, Bellevue, WA 98006Directions
- Bothell Branch10015 Ne 183rd St, Bothell, WA 98011Directions
- Canyon Park Branch22904 Bothell Everett Hwy, Bothell, WA 98021Directions
- Edmonds Branch229 Main St, Edmonds, WA 98020Directions
- Everett Branch9929 Evergreen Way, Everett, WA 98204Directions
- Murphys Corner Branch12830 Bothell Everett Hwy, Everett, WA 98208Directions
- Federal Way Branch2020 S 320th St, Federal Way, WA 98003Directions
- Issaquah Branch855 Rainier Blvd N, Issaquah, WA 98027Directions
- Kent Branch25812 104th Ave Se, Kent, WA 98030Directions
- Juanita Branch13633 100th Ave Ne, Kirkland, WA 98034Directions
- Kirkland Branch116 Kirkland Ave, Kirkland, WA 98033Directions
- Lynnwood Branch5809 196th St Sw, Lynnwood, WA 98036Directions
- Marysville Branch3617 88th St Ne, Marysville, WA 98270Directions
- Mercer Island Branch7633 Se 27th St, Mercer Island, WA 98040Directions
- Monroe Branch19265 State Route 2, Monroe, WA 98272Directions
- Puyallup South Hill Branch15610 Meridian E, Puyallup, WA 98375Directions
- Redmond Way Branch16900 Redmond Way, Redmond, WA 98052Directions
- Sammamish Branch336 228th Ave Ne, Sammamish, WA 98074Directions
- Ballard Branch2020 Nw Market St, Seattle, WA 98107Directions
- Beacon Hill Branch2800 Beacon Ave S, Seattle, WA 98144Directions
- Columbia City Branch4800 Rainier Ave S, Seattle, WA 98118Directions
- Crown Hill Branch8747 Holman Rd Nw, Seattle, WA 98117Directions
- Dakota And California Branch4102 California Ave Sw, Seattle, WA 98116Directions
- International District Branch601 S Jackson St, Seattle, WA 98104Directions
- Magnolia Branch3219 W Mcgraw St, Seattle, WA 98199Directions
- Northgate Branch10712 5th Ave Ne, Seattle, WA 98125Directions
- Rainier Beach Branch9325 Rainier Ave S, Seattle, WA 98118Directions
- Wedgwood Branch7334 35th Ave Ne, Seattle, WA 98115Directions
- Snohomish Branch1101 Avenue D, Snohomish, WA 98290Directions
- Stanwood Branch9025 271st St Nw, Stanwood, WA 98292Directions
- University Place Branch4221 Bridgeport Way W, University Place, WA 98466Directions
- Woodinville Branch13415 Ne 175th St, Woodinville, WA 98072Directions
Bellingham area · 5
- Barkley Branch2122 Barkley Blvd, Bellingham, WA 98226Directions
- Cornwall Branch1500 Cornwall Ave, Bellingham, WA 98225Directions
- Blaine Branch400 H St, Blaine, WA 98230Directions
- Ferndale Branch2045 Main St, Ferndale, WA 98248Directions
- Lynden Branch300 Grover St, Lynden, WA 98264Directions
Mount Vernon area · 4
- Anacortes Branch1017 Commercial Ave, Anacortes, WA 98221Directions
- Burlington Branch300 E Fairhaven Ave, Burlington, WA 98233Directions
- La Conner Branch620 Morris St, La Conner, WA 98257Directions
- Mount Vernon Branch1501 Riverside Dr, Mount Vernon, WA 98273Directions
Spokane area · 4
- Chewelah Branch108 N Park St, Chewelah, WA 99109Directions
- Colville Branch225 E 1st Ave, Colville, WA 99114Directions
- Deer Park Branch16 N Main St, Deer Park, WA 99006Directions
- Spokane Branch5322 N Division St, Spokane, WA 99207Directions
Bremerton area · 3
- Bainbridge Island Branch208 High School Rd Ne, Bainbridge Island, WA 98110Directions
- Bremerton Branch5265 State Highway 303 Ne, Bremerton, WA 98311Directions
- Poulsbo Branch18960 State Highway 305 Ne, Poulsbo, WA 98370Directions
Wenatchee area · 3
- Chelan Branch101 E Johnson Ave, Chelan, WA 98816Directions
- Leavenworth Branch708 Us Highway 2, Leavenworth, WA 98826Directions
- Wenatchee Avenue Branch830 N Wenatchee Ave, Wenatchee, WA 98801Directions
Olympia area · 2
- Lacey Branch4110 Pacific Ave Se, Lacey, WA 98503Directions
- Olympia Branch1540 Cooper Point Rd Sw, Olympia, WA 98502Directions
Moses Lake area · 2
- Moses Lake Branch103 E 3rd Ave, Moses Lake, WA 98837Directions
- Quincy Branch500 Central Ave S, Quincy, WA 98848Directions
Centralia area · 1
- Centralia110 N Pearl St, Centralia, WA 98531Directions
Lewiston area · 1
- Clarkston Branch748 6th St, Clarkston, WA 99403Directions
Ellensburg area · 1
- Cle Elum Branch103 E 1st St, Cle Elum, WA 98922Directions
Eastsound area · 1
- Eastsound Branch35 Main St, Eastsound, WA 98245Directions
Kennewick area · 1
- Tri-Cities Branch5331 W Canal Dr, Kennewick, WA 99336Directions
Newport area · 1
- Newport (Wa) Branch224 S Washington Ave, Newport, WA 99156Directions
Odessa area · 1
- Odessa Branch105 W 1st Ave, Odessa, WA 99159Directions
Omak area · 1
- Omak Branch21 W Bartlett Ave, Omak, WA 98841Directions
Pullman area · 1
- Pullman Branch405 E Main St, Pullman, WA 99163Directions
Republic area · 1
- Republic Branch702 S Clark Ave, Republic, WA 99166Directions
Port Angeles area · 1
- Sequim Branch191 W Washington St, Sequim, WA 98382Directions
Portland area · 1
- Vancouver Branch812 Washington St, Vancouver, WA 98660Directions
Walla Walla area · 1
- Walla Walla Branch111 W Main St, Walla Walla, WA 99362Directions
Yakima area · 1
- Yakima Branch4008 Summitview Ave, Yakima, WA 98908Directions
Oregon
36 branchesArizona
28 branchesIdaho
21 branchesNew Mexico
18 branchesCalifornia
10 branchesUtah
9 branchesNevada
8 branchesTexas
5 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.21% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.63% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.99% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $96 | $85 | — |
- CapitalLeverage ratio9.21%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.63%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.99%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$96Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of WaFd Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.