Bank · FDIC insured
WaFd Bank
A $27.6B bank, the 79th largest of 4,207, headquartered in Seattle, WA, with 210 branches in 9 states. Best rates: CDs 4.10% and savings 3.82% APY.
WaFd Bank Carrot Score
83
Carrot Score
Higher than 61% of U.S. banks and credit unions
#18 of 62 in Seattle, WA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About WaFd Bank
Founded in 1917 as Ballard Savings and Loan Association in a community north of Seattle, Washington, WaFd Bank is headquartered in Seattle, Washington.
The bank is owned by its parent company, WaFd, Inc.
WaFd Bank operates more than 200 branches across nine western states: Arizona, California, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, and Washington.
The bank provides personal, business, and commercial banking services, and is an SBA Preferred lender.
- Headquarters
- 425 Pike St, Seattle, WA 98101
- FDIC certificate
- 28088 ↗
Branches
210 branches in 9 states
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Washington
75 branchesOregon
36 branches
Portland area · 6
- Gresham Branch1675 Ne Burnside Rd, Gresham, OR 97030Directions
- Hillsboro1328 Sw Baseline St, Hillsboro, OR 97123Directions
- 5th & Alder Branch530 Sw 5th Ave, Portland, OR 97204Directions
- Burnside Branch2275 W Burnside St, Portland, OR 97210Directions
- Tigard Branch15444 Sw Pacific Hwy, Tigard, OR 97224Directions
- Wilsonville Branch29028 Sw Town Center Loop E, Wilsonville, OR 97070Directions
Bend area · 5
- Bend- Bluff Drive Branch572 Sw Bluff Dr, Bend, OR 97702Directions
- La Pine Branch51535 Huntington Rd, La Pine, OR 97739Directions
- Prineville Branch1570 Ne 3rd St, Prineville, OR 97754Directions
- Redmond - Veteran'S Way Branch855 Sw Veterans Way, Redmond, OR 97756Directions
- Sisters Branch610 N Arrowleaf Trl, Sisters, OR 97759Directions
Medford area · 3
- Ashland Branch175 Lithia Way, Ashland, OR 97520Directions
- Biddle Road Branch600 Biddle Rd, Medford, OR 97504Directions
- White City Branch2323 Avenue H, White City, OR 97503Directions
Grants Pass area · 3
- Cave Junction Branch135 S Redwood Hwy, Cave Junction, OR 97523Directions
- City Centre Branch660 Se 7th St, Grants Pass, OR 97526Directions
- South River Branch290 Union Ave, Grants Pass, OR 97527Directions
Salem area · 3
- Dallas Branch611 Main St, Dallas, OR 97338Directions
- North Salem2955 Broadway St Ne, Salem, OR 97303Directions
- West Salem Branch777 Wallace Rd Nw, Salem, OR 97304Directions
Newport area · 3
- Lincoln City Branch1545 Nw Highway 101, Lincoln City, OR 97367Directions
- Newport Branch505 N Coast Hwy, Newport, OR 97365Directions
- Waldport Branch325 Nw Hemlock St, Waldport, OR 97394Directions
Eugene area · 2
- Eugene Downtown Branch101 E Broadway, Eugene, OR 97401Directions
- Florence Branch620 Highway 101, Florence, OR 97439Directions
Hermiston area · 2
- Hermiston Branch305 E Main St, Hermiston, OR 97838Directions
- Milton-Freewater Branch215 N Columbia St, Milton-Freewater, OR 97862Directions
Klamath Falls area · 2
- Main Street Branch803 Main St, Klamath Falls, OR 97601Directions
- Sixth Street Branch5215 S 6th St, Klamath Falls, OR 97603Directions
Albany area · 1
- Albany300 Ellsworth St Sw, Albany, OR 97321Directions
Corvallis area · 1
- Corvallis Branch1111 Nw 9th St, Corvallis, OR 97330Directions
Hood River area · 1
- Hood River Branch115 Oak St, Hood River, OR 97031Directions
La Grande area · 1
- La Grande Branch1503 Washington Ave, La Grande, OR 97850Directions
Lakeview area · 1
- Lakeview Branch125 North E Street, Lakeview, OR 97630Directions
Ontario area · 1
- Ontario Branch1448 Sw 4th Ave, Ontario, OR 97914Directions
The Dalles area · 1
- The Dalles Branch1014 W 6th St, The Dalles, OR 97058Directions
Arizona
28 branchesIdaho
21 branchesNew Mexico
18 branchesCalifornia
10 branchesUtah
9 branchesNevada
8 branchesTexas
5 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.21% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.63% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.99% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $96 | $85 | — |
- CapitalLeverage ratio9.21%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.63%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.99%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$96Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of WaFd Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.