Bank · FDIC insured
WaFd Bank
A $27.6B bank, the 79th largest of 4,207, headquartered in Seattle, WA, with 210 branches in 9 states. Best rates: CDs 4.10% and savings 3.82% APY.
WaFd Bank Carrot Score
83
Carrot Score
Higher than 61% of U.S. banks and credit unions
#18 of 62 in Seattle, WA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About WaFd Bank
Founded in 1917 as Ballard Savings and Loan Association in a community north of Seattle, Washington, WaFd Bank is headquartered in Seattle, Washington.
The bank is owned by its parent company, WaFd, Inc.
WaFd Bank operates more than 200 branches across nine western states: Arizona, California, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, and Washington.
The bank provides personal, business, and commercial banking services, and is an SBA Preferred lender.
- Headquarters
- 425 Pike St, Seattle, WA 98101
- FDIC certificate
- 28088 ↗
Branches
210 branches in 9 states
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Washington
75 branchesOregon
36 branchesArizona
28 branches
Phoenix area · 10
- Gilbert Branch675 S Cooper Rd, Gilbert, AZ 85233Directions
- Glendale Branch6895 W Bell Rd, Glendale, AZ 85308Directions
- Palm Valley Branch1744 N Litchfield Rd, Goodyear, AZ 85395Directions
- Mesa Branch5852 E Mckellips Rd, Mesa, AZ 85215Directions
- Superstition Springs Branch6835 E Baseline Rd, Mesa, AZ 85209Directions
- Camelback Branch2198 E Camelback Rd, Phoenix, AZ 85016Directions
- Paradise Valley Branch13648 N Tatum Blvd, Phoenix, AZ 85032Directions
- Spectrum Branch6720 N Scottsdale Rd, Scottsdale, AZ 85253Directions
- Sun City Branch14626 N Del Webb Blvd, Sun City, AZ 85351Directions
- Prasada Branch13640 N Prasada Pkwy, Surprise, AZ 85388Directions
Tucson area · 7
- Green Valley Branch303 W Esperanza Blvd, Green Valley, AZ 85614Directions
- 4910 Broadway4910 E Broadway Blvd, Tucson, AZ 85711Directions
- Camino Seco Branch8675 E Broadway Blvd, Tucson, AZ 85710Directions
- Campbell Ave Branch3286 N Campbell Ave, Tucson, AZ 85719Directions
- Oracle And Magee Branch8001 N Oracle Rd, Tucson, AZ 85704Directions
- South Tucson Branch1833 S 6th Ave, Tucson, AZ 85713Directions
- Swan And Sunrise Branch4788 E Sunrise Dr, Tucson, AZ 85718Directions
Sierra Vista area · 3
- Benson Branch149 W 4th St, Benson, AZ 85602Directions
- Bisbee Branch10 Bisbee Rd, Bisbee, AZ 85603Directions
- Douglas Branch1001 N G Ave, Douglas, AZ 85607Directions
Payson area · 2
- Globe Branch996 N Broad St, Globe, AZ 85501Directions
- Payson Branch213 S Beeline Hwy, Payson, AZ 85541Directions
Yuma area · 2
- Yuma Fortuna Branch11453 South Fortuna Road, Yuma, AZ 85367Directions
- Yuma Fourth Avenue Branch1315 S 4th Ave, Yuma, AZ 85364Directions
Nogales area · 1
- Nogales/Mariposa Branch298 W Mariposa Rd, Nogales, AZ 85621Directions
Prescott Valley area · 1
- Prescott Valley5980 E 2nd St, Prescott Valley, AZ 86314Directions
Safford area · 1
- Safford Branch301 W Main St, Safford, AZ 85546Directions
Show Low area · 1
- Show Low Branch1301 E Deuce Of Clubs, Show Low, AZ 85901Directions
Idaho
21 branchesNew Mexico
18 branchesCalifornia
10 branchesUtah
9 branchesNevada
8 branchesTexas
5 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.21% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.63% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.99% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $96 | $85 | — |
- CapitalLeverage ratio9.21%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.63%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.99%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$96Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of WaFd Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.