Credit union · NCUA insured
Vulcraft Employees FCU
A $6.5M credit union headquartered in St. Joe, IN, with 734 members and 1 branch in Indiana. Best rates: CDs 4.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: no accounts of this kind found on its website. Credit cards: no rates found on its website.
- CDs—4.00%CD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Vulcraft Employees FCU
- Headquarters
- 6610 County Road 60A, St. Joe, IN 46785-9601
- NCUA charter
- 23287
Branches
1 branch in Indiana
Loading map…
Indiana
1 branch
- Vulcraft Employees Federal CuMain office6610 County Road 60A, St. Joe, IN 46785Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.78% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.25% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.86% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $89 | $59 | — |
- CapitalNet worth ratio13.78%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.25%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.86%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$89Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Vulcraft Employees FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.