Bank · FDIC insured
VirtualBank
Part of First Horizon Bank, a $84.1B bank, the 38th largest of 4,188, headquartered in Memphis, TN. It opens accounts online nationwide. Best rates: CDs 3.51% and savings 3.51% APY.
VirtualBank Carrot Score
84
Carrot Score
Higher than 67% of U.S. banks and credit unions
#21 of 29 nationwide online banksHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor. Deposits at First Horizon Bank count toward the same limit.
About VirtualBank
- Part of
- First Horizon Bank
- Headquarters
- 165 Madison Ave, Memphis, TN 38103
- FDIC certificate
- 4977 ↗
Branches
Branches
No public branch offices are listed in the regulator directory.
Walk-in offices from the FDIC directory as of October 23, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.