Bank · FDIC insured
Vidalia Federal Savings Bank Savings Rates
Vidalia Federal Savings Bank’s best savings rate is 0.25% APY on $10,000, with its Freedom Savings. Rates checked October 22, 2026.
How Vidalia Federal Savings Bank’s savings rates compare
Compared with banks and credit unions near Vidalia, GA, where Vidalia Federal Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Vidalia Federal Savings Bank
0.25%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $25
Freedom Savings
Top rate
Altamaha Bank & Trust
2.25%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $225
3rd-highest rate
Truist Bank
0.01%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $1
Vidalia Federal Savings Bank savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Vidalia Federal Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Freedom Savings
0.25%APY
Driver's license or picture ID showing current address for Toombs or surrounding counties; required minimum deposit; must pass credit and identity verification.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly service charge of $1.00 assessed if balance drops below $25.00. Rates may change after account is opened. Interest calculated daily.Any balance | 0.25% | $25 | Monthly service charge of $1.00 assessed if balance drops below $25.00. Rates may change after account is opened. Interest calculated daily. |
Sources (2)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.