Credit union · NCUA insured
Vermilion School Employees Credit Union Auto Loan Rates
Vermilion School Employees Credit Union auto loans start at 4.50% APR for a new vehicle and 7.00% for a used one. Rates checked October 16, 2026.
How Vermilion School Employees Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lafayette, LA, where Vermilion School Employees Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Vermilion School Employees Credit Union
4.50%APR
- Terms
- —
- Up to
- 18.00% APR
New and Used Auto
Lowest rate
Maple Federal Credit Union
3.49%APR
- Terms
- up to 96 months
- Up to
- —
2nd-lowest rate
705 FCU
4.25%APR
- Terms
- up to 72 months
- Up to
- 17.00% APR
Vermilion School Employees Credit Union auto loan score
83
Auto loan score
Higher than 61% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed7.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Vermilion School Employees Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Used Auto
| Terms | APR | Conditions |
|---|---|---|
| — | 3.00%–18.00% | New or Used 70% Financing; rates vary by credit rating (A Plus to E) |
| — | 3.50%–18.00% | New or Used 80% Financing; rates vary by credit rating (A Plus to E) |
| — | 4.50%–18.00% | New or Used Above 8O% Financing; rates vary by credit rating (A Plus to E) |
| — | 7.00%–18.00% | Used Vehicles Six Years Old; rates vary by credit rating (A Plus to E) |
| — | 8.00%–18.00% | Used Vehicles Seven Years Old; rates vary by credit rating (A Plus to E) |
| — | 9.00%–18.00% | Used Vehicles Eight Years Old; rates vary by credit rating (A Plus to E) |
| — | 10.00%–18.00% | Used Vehicles Nine Years Old; rates vary by credit rating (A Plus to E) |
| — | 11.00%–18.00% | Used Vehicles Ten Years Old; rates vary by credit rating (A Plus to E) |
Sources (1)
- vermilioncu.org/rates.php · captured Oct 16, 2026
Who can join Vermilion School Employees Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.