Credit union · NCUA insured
Velocity Community Credit Union Auto Loan Rates
Velocity Community Credit Union auto loans start at 5.00% APR for a new vehicle and 5.25% for a used one. Rates checked October 15, 2026.
How Velocity Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Miami, FL, where Velocity Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Velocity Community Credit Union
5.00%APR
- Terms
- up to 60 months
- Up to
- 16.50% APR
New Car, Truck, SUV, or Van
Lowest rate
SUN Credit Union
3.99%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
Velocity Community Credit Union auto loan score
78
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Velocity Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycles, ATVs, & Side-by-Sides
Must be titled. All loan amounts. Rates quoted as ranges and determined by creditworthiness, ability to repay, risk score, and loan terms. Maximum amount is $100,000 and maximum rate is 16.90%. Membership and credit requirements apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.50%–10.50% | All Loan Amounts. Must be titled. |
| up to 60 months | 7.00%–11.00% | All Loan Amounts. Must be titled. |
| up to 84 months | 6.50%–10.50% | All Loan Amounts. Must be titled. |
| up to 84 months | 7.00%–11.00% | All Loan Amounts. Must be titled. |
Sources (1)
- velocitycommunity.org/live-learn/our-rates · captured Oct 5, 2026
New Car, Truck, SUV, or Van
Rates are quoted as ranges and determined by creditworthiness, ability to repay, risk score, and loan terms. Maximum amount is $100,000 and maximum rate is 16.90%. Membership and credit requirements apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.25%–15.50% | — |
| up to 48 months | 4.50%–16.25% | — |
| up to 60 months | 5.00%–16.50% | — |
| up to 66 months | 5.15%–16.65% | Minimum loan amount of $15,000. |
| up to 72 months | 5.25%–15.25% | Minimum loan amount of $20,000. |
| up to 78 months | 5.50%–9.75% | Minimum loan amount of $20,000. |
| up to 84 months | 6.25%–10.00% | Minimum loan amount of $30,000. |
Sources (1)
- velocitycommunity.org/live-learn/our-rates · captured Oct 5, 2026
Used Car, Truck, SUV, or Van
Rates are quoted as ranges and determined by creditworthiness, ability to repay, risk score, and loan terms. Maximum amount is $100,000 and maximum rate is 16.90%. Value for used vehicles determined by NADA. Membership and credit requirements apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.50%–15.75% | — |
| up to 48 months | 4.75%–16.50% | — |
| up to 60 months | 5.25%–16.75% | — |
| up to 66 months | 5.40%–16.90% | Minimum loan amount of $15,000. |
| up to 72 months | 5.50%–15.50% | Minimum loan amount of $20,000. |
| up to 78 months | 5.75%–10.00% | Minimum loan amount of $20,000. |
| up to 84 months | 6.50%–10.25% | Minimum loan amount of $30,000. |
Sources (1)
- velocitycommunity.org/live-learn/our-rates · captured Oct 5, 2026
Who can join Velocity Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives in Palm Beach County is eligible for membership.
- Anyone who attends school in Palm Beach County is eligible for membership.
- Anyone who works in Palm Beach County is eligible for membership.
- Anyone who worships in Palm Beach County is eligible for membership.
Family and household
- Individuals who have family eligible for membership can apply.
Membership information collected October 5, 2026.