Credit union · NCUA insured
VECU Credit Union Savings Rates
VECU Credit Union’s best savings rate is 0.00% APY, with its Savings (Prime Share) Account, with extra requirements. Rates checked October 22, 2026.
How VECU Credit Union’s savings rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where VECU Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
VECU Credit Union
0.00%APY
- Requires
- Another account
- Minimum
- $5
- Earns on $10,000 a year
- $0
Savings (Prime Share) Account
Top rate
Primis Bank
3.85%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $385
2nd-highest rate
Langley Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings (Prime Share) Account
0.00%APY
$5.00 minimum opening deposit (par value). Compounded/Credited Quarterly. Apple Members must maintain a $5.00 minimum balance in savings account to receive rate. Apple Plus Members must meet relationship qualification: checking with direct deposit; credit card limit $2,500-$9,999.99 with direct deposit; loan balance $2,500-$9,999.99 with direct deposit; or account assets $5,000-$9,999.99. Apple Platinum Members must meet: credit card limit >=$10,000 with direct deposit; loan balance >=$10,000 with direct deposit; or account assets >=$10,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upApple Members tier. Must maintain $5.00 minimum balance. Compounded/credited quarterly.$200 and up | 0.00% | $0 | Apple Members tier. Must maintain $5.00 minimum balance. Compounded/credited quarterly. |
Special-purpose accounts
Club Account (Holiday, Vacation, Summer Reserve, All Purpose)
0.00%APY
Includes Holiday Club, Summer Reserve, All Purpose, and Vacation Accounts. Holiday Club requires $5.00 minimum balance and opening deposit; funds withdrawable during Nov/Dec without penalty. Summer Reserve designed for 10-11 month school employees. Rate table shares Prime Share Savings rates. Compounded/credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upApple Members tier. Compounded/credited quarterly.$200 and up | 0.00% | $0 | Apple Members tier. Compounded/credited quarterly. |
Youth Savings Account
0.00%APY
For members 22 and younger. The minimum average daily balance to earn APY is not required on youth accounts. Minimum requirement to earn dividends is waived for members under age 23.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Account balances of $4,999.99 or less earn Apple Plus Member dividend rate (0%-0.00%). No minimum average daily balance required.Up to $5,000 | 0.00% | — | Account balances of $4,999.99 or less earn Apple Plus Member dividend rate (0%-0.00%). No minimum average daily balance required. |
Who can join VECU Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals engaged in or members of a school auxiliary and/or activity service (such as a PTA) within VECU's field of membership are eligible to join.
Military, government and schools
- Alumni of a college or university in Newport News or Williamsburg are eligible to join.
- Persons engaged in educational services at a school within VECU's field of membership are eligible to join.
- Hampton University employees, faculty members, students, or alumni are eligible to join.
- Retired educators currently residing in one of the localities included in VECU's field of membership are eligible to join.
- Employees of an educational organization or public/private school system within VECU's field of membership are eligible to join.
5 more ways to join
Military, government and schools
- Retirees of a school system within VECU's field of membership are eligible to join.
- Students in localities within VECU's field of membership are eligible to join.
- Students attending Thomas Nelson Community College are eligible to join.
Family and household
- Family members related by blood, marriage, or by law to a current VECU member are eligible to join.
- Un-remarried spouses of deceased VECU members are eligible to join.
Cost to join
- PTA membership can start as low as $5.00 per year.
Membership information collected October 4, 2026.