Bank · FDIC insured
Vast Bank CD Rates
A $540.4M bank headquartered in Tulsa, OK, with 4 branches in Oklahoma.
How Vast Bank’s CD rates compare
Compared with banks and credit unions in Oklahoma, where Vast Bank has the most branches. $10,000, best rate first.
This bank’s best
Vast Bank
3.70%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $754
Certificates of Deposit
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
The Community State Bank
4.55%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $225
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
CD Specials
Up to 4.25%APY · 5 terms
Available for Consumer and Business (available for IRAs). Minimum withdrawal amount of $2,500. Maximum deposit of $10,000,000 per person or business. Fixed for initial term, auto-renews into standard CD for same term upon maturity. Excludes public, institutional, or brokered funds. Early withdrawal penalties may be imposed. Fees may reduce earnings.
| Term | APY · $1,000 – $10,000,000 | APY · $100,000 – $10,000,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 3.50% | 3.75% | 3.50%3.75% $100k–$10,000k | $86 |
| 6 months | 3.65% | 3.90% | 3.65%3.90% $100k–$10,000k | $181 |
| 12 months | 3.90% | 4.15% | 3.90%4.15% $100k–$10,000k | $390 |
| 13 months | 4.25% | — | 4.25% | $461 |
| 24 months | 4.20% | 4.45% | 4.20%4.45% $100k–$10,000k | $858 |
Sources (2)
All captured Oct 15, 2026
Certificates of Deposit
Up to 3.70%APY · 8 terms
Available for Consumer and Business (available for IRAs). Penalties may be imposed for early withdrawal. Account fees may reduce earnings. APY is paid on balances of $1,000 or greater.
| Term | APY · $1,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 3.00% | 3.25% | 3.00%3.25% from $100k | $74 |
| 6 months | 3.15% | 3.40% | 3.15%3.40% from $100k | $156 |
| 12 months | 3.40% | 3.65% | 3.40%3.65% from $100k | $340 |
| 18 months | 3.55% | 3.80% | 3.55%3.80% from $100k | $537 |
| 24 months | 3.70% | 3.95% | 3.70%3.95% from $100k | $754 |
| 36 months | 3.40% | 3.40% | 3.40%3.40% from $100k | $1,055 |
| 48 months | 3.30% | 3.55% | 3.30%3.55% from $100k | $1,387 |
| 60 months | 3.30% | 3.55% | 3.30%3.55% from $100k | $1,763 |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.