Credit union · NCUA insured
Valley Isle Community Federal Credit Union Credit Card Rates
Valley Isle Community Federal Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Valley Isle Community Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Kahului, HI, where Valley Isle Community Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Valley Isle Community Federal Credit Union
9.99%APR
- Up to
- —
VICFCU Platinum Visa
Lowest rate
Maui County Federal Credit Union
7.00%APR
- Up to
- 17.50% APR
2nd-lowest rate
Hawaiian Financial Federal Credit Union
8.90%APR
- Up to
- —
Valley Isle Community Federal Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Valley Isle Community Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VICFCU Gold Visa
No annual fees. Advertised rate is 'A+' Tiered Rate under Reflective Loan Pricing Program.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Advertised rate is 'A+' Tiered Rate under Reflective Loan Pricing Program. |
VICFCU Platinum Visa
No annual fees. Advertised rate is 'A+' Tiered Rate under Reflective Loan Pricing Program.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Advertised rate is 'A+' Tiered Rate under Reflective Loan Pricing Program. |
VICFCU Secured Visa
Shared Secured Credit Card program. No annual fees. Advertised rate is 'A+' Tiered Rate under Reflective Loan Pricing Program.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Advertised rate is 'A+' Tiered Rate under Reflective Loan Pricing Program. |
Who can join Valley Isle Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works on the island of Maui.
Membership information collected October 4, 2026.