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Bank · FDIC insured

Valley Direct

Part of Valley, a $66.2B bank, the 43rd largest of 4,188, headquartered in Passaic, NJ. It opens accounts online nationwide. Best rates: CDs 4.10% and savings 4.00% APY.

Rates

No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.

Deposits are federally insured by the FDIC up to $250,000 per depositor. Deposits at Valley count toward the same limit.

About Valley Direct

Part of
Valley
Headquarters
615 Main Ave, Passaic, NJ 07055
FDIC certificate
9396 ↗
Visit institution website ↗

Branches

No public branch offices are listed in the regulator directory.

Walk-in offices from the FDIC directory as of October 23, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.