Credit union · NCUA insured
Valley 1st Community FCU Credit Card Rates
Valley 1st Community FCU credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Valley 1st Community FCU’s credit card rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Valley 1st Community FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Valley 1st Community FCU
8.99%APR
Visa Credit Card
Lowest rate
SouthWest Communities Federal Credit Union
7.00%APR
2nd-lowest rate
Pittsburgh Firefighters' Federal Credit Union
7.99%APR
Valley 1st Community FCU credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Valley 1st Community FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Rate based on creditworthiness and term of loan. Up to $15k credit limit. No balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | Rate based on creditworthiness and term of loan. |
Who can join Valley 1st Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living, working, or worshipping in Fayette, Washington, and Westmoreland County.
Family and household
- Membership is open to family members of eligible individuals living, working, or worshipping in Fayette, Washington, and Westmoreland County.
Cost to join
- An opening share deposit of at least $5.00 is required upon joining.
- An initial membership fee of $1.00 is required upon joining.
Membership information collected October 5, 2026.