Credit union · NCUA insured
Utility Employees Federal Credit Union Auto Loan Rates
Utility Employees Federal Credit Union auto loans start at 6.00% APR for a new vehicle and 6.00% for a used one. Rates checked October 22, 2026.
How Utility Employees Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Aberdeen, WA, where Utility Employees Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Utility Employees Federal Credit Union
6.00%APR
- Terms
- —
- Up to
- —
- Discount
- None included
Auto Loan
Lowest rate
Our Community CU
4.49%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
Great NorthWest Federal Credit Union
5.69%APR
- Terms
- up to 84 months
- Up to
- 17.99% APR
- Discount
- Included in the rate
Utility Employees Federal Credit Union auto loan score
66
Auto loan score
Higher than 16% of U.S. banks and credit unions
- New vehicleNew6.00%
- Used vehicleUsed6.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Utility Employees Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Membership is open to past or present employees of Grays Harbor PUD and qualifying family members. Requires a one-time $26 application fee.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.00% | Rates start at 6.00%. $26 application fee applies; member must qualify. |
Who can join Utility Employees Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.