Credit union · NCUA insured
USA Federal Credit Union Credit Card Rates
USA Federal Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How USA Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Mobile, AL, where USA Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
USA Federal Credit Union
8.90%APR
- Up to
- —
VISA Credit Cards
Lowest rate
AmFirst
7.80%APR
- Up to
- —
2nd-lowest rate
Alabama Credit Union
8.90%APR
- Up to
- 12.90% APR
USA Federal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where USA Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Cards
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | — |
Who can join USA Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.